SBA lender profile
Bank of Oak Ridge
Bank of Oak Ridge appears in the public SBA loan data with 187 funded 7(a) loans totaling $188.4M, an average of $1.0M per loan, and an estimated 2,826 jobs supported. Its SBA lending concentrates in North Carolina and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
187
Total volume
$188.4M
Average loan size
$1.0M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
2,826
Programs
7(a)
Bank profile
via FDIC- Total assets
- $135M
- Headquarters
- Oak Ridge, LA
- FDIC cert
- #21529
- Status
- Active
Where Bank of Oak Ridge lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 134 | $124.1M |
| South Carolina | 25 | $34.4M |
| Virginia | 16 | $16.8M |
| Georgia | 7 | $8.7M |
| Maryland | 2 | $1.5M |
| Alabama | 1 | $1.4M |
What Bank of Oak Ridge funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 42 | $46.8M |
| Arts, Entertainment, Recreation | 19 | $32.2M |
| Other Services | 23 | $21.7M |
| Retail Trade | 22 | $20.9M |
| Construction | 18 | $15.7M |
| Manufacturing | 14 | $14.0M |
Bank of Oak Ridge SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 4 | $6.3M |
| 2021 | 8 | $12.7M |
| 2022 | 25 | $22.7M |
| 2023 | 50 | $48.5M |
| 2024 | 40 | $33.8M |
| 2025 | 38 | $40.2M |
| 2026 | 22 | $24.1M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Bank of Oak Ridge's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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