SBA lender profile
Bank of the Southwest
Bank of the Southwest appears in the public SBA loan data with 136 funded 7(a) loans since FY2010, totaling $52.5M, an average of $386K per loan, and an estimated 1,836 jobs supported. Its SBA lending concentrates in New Mexico and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 5.9%. 47.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 58
- Scale 57
- Activity 39
- Consistency 77
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Bank of the Southwest the right lender for you?
Lenders fund what they know. Bank of the Southwest's SBA lending concentrates in New Mexico (132 loans) and Manufacturing (14 loans), at an average loan of $386K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $58M
- Headquarters
- Dodge City, KS
- FDIC cert
- #20704
- Status
- Inactive
Where Bank of the Southwest lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Mexico | 132 | $51.0M |
| Colorado | 3 | $1.5M |
| Texas | 1 | $48K |
Metro areas where Bank of the Southwest funds
What Bank of the Southwest funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 14 | $7.8M |
| Information | 2 | $6.8M |
| Wholesale Trade | 10 | $5.8M |
| Real Estate | 8 | $5.5M |
| Retail Trade | 15 | $5.1M |
| Agriculture, Forestry, Fishing | 9 | $5.0M |
Bank of the Southwest SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 30 | $9.1M |
| 2011 | 10 | $4.9M |
| 2012 | 11 | $3.8M |
| 2013 | 8 | $2.5M |
| 2014 | 10 | $4.9M |
| 2015 | 10 | $3.9M |
| 2016 | 12 | $4.4M |
| 2017 | 8 | $3.7M |
| 2018 | 5 | $1.4M |
| 2019 | 14 | $1.9M |
| 2020 | 4 | $1.6M |
| 2021 | 8 | $6.4M |
| 2022 | 3 | $722K |
| 2023 | 2 | $2.9M |
| 2024 | 1 | $400K |
Related SBA lenders
Other lenders active in New Mexico or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Bank of the Southwest: frequently asked questions
Does Bank of the Southwest offer SBA loans?
Yes. Bank of the Southwest appears in the public SBA data with 136 funded SBA 7(a) loans totaling $52.5M.
How many SBA loans has Bank of the Southwest made?
Bank of the Southwest is associated with 136 SBA 7(a) loans totaling $52.5M in the public SBA data (as of 2026-03-31).
What is Bank of the Southwest's SBA charge-off rate?
About 5.9% of Bank of the Southwest's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Bank of the Southwest do most of its SBA lending?
Bank of the Southwest's SBA lending in the data is most concentrated in New Mexico, and by industry in Manufacturing.
Is Bank of the Southwest an SBA Preferred Lender (PLP)?
The loan record shows Bank of the Southwest operating under PLP delegated authority: 65 of its 7(a) loans (47.8%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Bank of the Southwest SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bank-of-the-southwest/
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