SBA lender profile
Baycoast Bank
Baycoast Bank appears in the public SBA loan data with 140 funded 7(a) loans since FY2010, totaling $20.4M, an average of $146K per loan, and an estimated 1,488 jobs supported. Its SBA lending concentrates in Massachusetts and the Construction sector. Across its 7(a) loans, the charge-off rate is 1.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 46
- Activity 54
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Baycoast Bank the right lender for you?
Lenders fund what they know. Baycoast Bank's SBA lending concentrates in Massachusetts (102 loans) and Construction (24 loans), at an average loan of $146K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.9B
- Headquarters
- Swansea, MA
- FDIC cert
- #90196
- Status
- Active
Where Baycoast Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 102 | $14.2M |
| Rhode Island | 38 | $6.2M |
What Baycoast Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 24 | $4.4M |
| Retail Trade | 22 | $3.4M |
| Other Services | 14 | $3.2M |
| Accommodation and Food Services | 21 | $2.4M |
| Manufacturing | 8 | $2.4M |
| Professional and Technical Services | 20 | $1.8M |
Baycoast Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 8 | $1.3M |
| 2011 | 9 | $3.1M |
| 2012 | 10 | $494K |
| 2013 | 4 | $230K |
| 2014 | 5 | $339K |
| 2015 | 5 | $755K |
| 2016 | 7 | $729K |
| 2017 | 8 | $993K |
| 2018 | 6 | $625K |
| 2019 | 4 | $390K |
| 2020 | 2 | $300K |
| 2021 | 6 | $989K |
| 2022 | 10 | $2.0M |
| 2023 | 10 | $1.1M |
| 2024 | 13 | $3.1M |
| 2025 | 23 | $3.1M |
| 2026 | 10 | $956K |
Related SBA lenders
Other lenders active in Massachusetts or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Baycoast Bank: frequently asked questions
Does Baycoast Bank offer SBA loans?
Yes. Baycoast Bank appears in the public SBA data with 140 funded SBA 7(a) loans totaling $20.4M.
How many SBA loans has Baycoast Bank made?
Baycoast Bank is associated with 140 SBA 7(a) loans totaling $20.4M in the public SBA data (as of 2026-03-31).
What is Baycoast Bank's SBA charge-off rate?
About 1.4% of Baycoast Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Baycoast Bank do most of its SBA lending?
Baycoast Bank's SBA lending in the data is most concentrated in Massachusetts, and by industry in Construction.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Baycoast Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/baycoast-bank/
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