SBA lender profile
Black Hills FCU
Black Hills FCU appears in the public SBA loan data with 259 funded 7(a) loans since FY2010, totaling $42.1M, an average of $162K per loan, and an estimated 1,969 jobs supported. Its SBA lending concentrates in South Dakota and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 3.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 68
- Scale 62
- Activity 58
- Consistency 83
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Black Hills FCU the right lender for you?
Lenders fund what they know. Black Hills FCU's SBA lending concentrates in South Dakota (256 loans) and Accommodation and Food Services (50 loans), at an average loan of $162K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where Black Hills FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| South Dakota | 256 | $41.9M |
| New York | 1 | $123K |
| North Dakota | 1 | $50K |
| Wyoming | 1 | $25K |
Metro areas where Black Hills FCU funds
What Black Hills FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 50 | $12.8M |
| Retail Trade | 37 | $9.4M |
| Other Services | 39 | $6.1M |
| Health Care and Social Assistance | 26 | $3.9M |
| Manufacturing | 18 | $2.3M |
| Transportation and Warehousing | 17 | $1.7M |
Black Hills FCU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 36 | $2.0M |
| 2011 | 16 | $1.6M |
| 2012 | 23 | $1.8M |
| 2013 | 6 | $594K |
| 2014 | 15 | $2.7M |
| 2015 | 10 | $1.0M |
| 2016 | 16 | $5.5M |
| 2017 | 13 | $935K |
| 2018 | 7 | $491K |
| 2019 | 10 | $1.5M |
| 2020 | 21 | $3.9M |
| 2021 | 21 | $7.5M |
| 2022 | 12 | $2.2M |
| 2023 | 27 | $4.6M |
| 2024 | 19 | $4.4M |
| 2025 | 3 | $1.1M |
| 2026 | 4 | $303K |
Related SBA lenders
Other lenders active in South Dakota or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Black Hills FCU: frequently asked questions
Does Black Hills FCU offer SBA loans?
Yes. Black Hills FCU appears in the public SBA data with 259 funded SBA 7(a) loans totaling $42.1M.
How many SBA loans has Black Hills FCU made?
Black Hills FCU is associated with 259 SBA 7(a) loans totaling $42.1M in the public SBA data (as of 2026-03-31).
What is Black Hills FCU's SBA charge-off rate?
About 3.9% of Black Hills FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Black Hills FCU do most of its SBA lending?
Black Hills FCU's SBA lending in the data is most concentrated in South Dakota, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Black Hills FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/black-hills-fcu/
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