SBA lender profile
BNC National Bank
BNC National Bank appears in the public SBA loan data with 377 funded 7(a) loans since FY2010, totaling $169.3M, an average of $449K per loan, and an estimated 7,444 jobs supported. Its SBA lending concentrates in Arizona and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 3.7%. 10.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 68
- Scale 78
- Activity 69
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is BNC National Bank the right lender for you?
Lenders fund what they know. BNC National Bank's SBA lending concentrates in Arizona (341 loans) and Health Care and Social Assistance (69 loans), at an average loan of $449K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $390M
- Headquarters
- Bismarck, ND
- FDIC cert
- #33149
- Status
- Inactive
Where BNC National Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Arizona | 341 | $153.4M |
| North Dakota | 26 | $9.9M |
| Texas | 2 | $3.4M |
| Minnesota | 3 | $950K |
| Colorado | 2 | $700K |
| California | 2 | $550K |
Metro areas where BNC National Bank funds
What BNC National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 69 | $31.0M |
| Accommodation and Food Services | 54 | $27.0M |
| Retail Trade | 36 | $17.6M |
| Other Services | 33 | $16.9M |
| Arts, Entertainment, Recreation | 22 | $14.7M |
| Construction | 17 | $11.7M |
BNC National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 25 | $8.4M |
| 2011 | 28 | $16.3M |
| 2012 | 30 | $14.8M |
| 2013 | 51 | $22.9M |
| 2014 | 52 | $22.1M |
| 2015 | 33 | $11.3M |
| 2016 | 28 | $15.4M |
| 2017 | 20 | $6.8M |
| 2018 | 18 | $5.5M |
| 2019 | 18 | $11.9M |
| 2020 | 9 | $1.1M |
| 2021 | 16 | $10.2M |
| 2022 | 10 | $3.0M |
| 2023 | 12 | $5.7M |
| 2024 | 13 | $6.6M |
| 2025 | 14 | $7.1M |
Related SBA lenders
Other lenders active in Arizona or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
BNC National Bank: frequently asked questions
Does BNC National Bank offer SBA loans?
Yes. BNC National Bank appears in the public SBA data with 377 funded SBA 7(a) loans totaling $169.3M.
How many SBA loans has BNC National Bank made?
BNC National Bank is associated with 377 SBA 7(a) loans totaling $169.3M in the public SBA data (as of 2026-03-31).
What is BNC National Bank's SBA charge-off rate?
About 3.7% of BNC National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does BNC National Bank do most of its SBA lending?
BNC National Bank's SBA lending in the data is most concentrated in Arizona, and by industry in Health Care and Social Assistance.
Is BNC National Bank an SBA Preferred Lender (PLP)?
The loan record shows BNC National Bank operating under PLP delegated authority: 40 of its 7(a) loans (10.6%) were processed through the Preferred Lenders Program, including 11 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). BNC National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bnc-national-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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