SBA lender profile
Carolina Business Capital, Inc.
Carolina Business Capital, Inc. appears in the public SBA loan data with 236 funded 504 and 7(a) loans since FY2010, totaling $210.6M, an average of $893K per loan, and an estimated 3,016 jobs supported. Its SBA lending concentrates in North Carolina and the Accommodation and Food Services sector. With only 10 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 60
- Scale 76
- Activity 83
- Consistency 86
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Carolina Business Capital, Inc. the right lender for you?
Lenders fund what they know. Carolina Business Capital, Inc.'s SBA lending concentrates in North Carolina (233 loans) and Accommodation and Food Services (73 loans), at an average loan of $893K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Carolina Business Capital, Inc. lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 233 | $205.2M |
| South Carolina | 3 | $5.4M |
Metro areas where Carolina Business Capital, Inc. funds
What Carolina Business Capital, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 73 | $94.4M |
| Retail Trade | 31 | $23.3M |
| Health Care and Social Assistance | 27 | $21.1M |
| Arts, Entertainment, Recreation | 9 | $15.3M |
| Manufacturing | 25 | $13.3M |
| Other Services | 23 | $11.7M |
Carolina Business Capital, Inc. SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 16 | $5.3M |
| 2011 | 21 | $14.3M |
| 2012 | 17 | $8.8M |
| 2013 | 12 | $7.9M |
| 2014 | 17 | $15.1M |
| 2015 | 10 | $2.9M |
| 2016 | 13 | $6.5M |
| 2017 | 17 | $14.4M |
| 2018 | 12 | $16.6M |
| 2019 | 12 | $16.1M |
| 2020 | 13 | $15.0M |
| 2021 | 14 | $7.8M |
| 2022 | 13 | $10.0M |
| 2023 | 9 | $9.4M |
| 2024 | 14 | $17.5M |
| 2025 | 17 | $33.1M |
| 2026 | 9 | $10.1M |
Related SBA lenders
Other lenders active in North Carolina or in Accommodation and Food Services.
New to the program? See how an SBA 504 loan works (the structure, the rates, and the CDC's role), browse every Certified Development Company ranked by 504 volume , or see how to choose an SBA lender by track record.
Carolina Business Capital, Inc.: frequently asked questions
Does Carolina Business Capital, Inc. offer SBA loans?
Yes. Carolina Business Capital, Inc. appears in the public SBA data with 236 funded SBA 504 and 7(a) loans totaling $210.6M.
How many SBA loans has Carolina Business Capital, Inc. made?
Carolina Business Capital, Inc. is associated with 236 SBA 504 and 7(a) loans totaling $210.6M in the public SBA data (as of 2026-03-31).
What is Carolina Business Capital, Inc.'s SBA charge-off rate?
Carolina Business Capital, Inc. appears with only 10 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Carolina Business Capital, Inc. do most of its SBA lending?
Carolina Business Capital, Inc.'s SBA lending in the data is most concentrated in North Carolina, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Carolina Business Capital, Inc. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/carolina-business-capital-inc/
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