SBA lender profile
Carolina Business Capital, Inc.
Carolina Business Capital, Inc. appears in the public SBA loan data with 226 funded 504 loans totaling $209.3M, an average of $926K per loan, and an estimated 2,900 jobs supported. Its SBA lending concentrates in North Carolina and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
226
Total volume
$209.3M
Average loan size
$926K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
2,900
Programs
504
Carolina Business Capital, Inc. is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where Carolina Business Capital, Inc. lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 223 | $203.9M |
| South Carolina | 3 | $5.4M |
What Carolina Business Capital, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 73 | $94.4M |
| Retail Trade | 28 | $23.0M |
| Health Care and Social Assistance | 23 | $20.5M |
| Arts, Entertainment, Recreation | 9 | $15.3M |
| Manufacturing | 24 | $13.2M |
| Other Services | 22 | $11.6M |
Carolina Business Capital, Inc. SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 16 | $5.3M |
| 2011 | 21 | $14.3M |
| 2012 | 17 | $8.8M |
| 2013 | 12 | $7.9M |
| 2014 | 17 | $15.1M |
| 2015 | 10 | $2.9M |
| 2016 | 13 | $6.5M |
| 2017 | 8 | $13.3M |
| 2018 | 12 | $16.6M |
| 2019 | 11 | $15.9M |
| 2020 | 13 | $15.0M |
| 2021 | 14 | $7.8M |
| 2022 | 13 | $10.0M |
| 2023 | 9 | $9.4M |
| 2024 | 14 | $17.5M |
| 2025 | 17 | $33.1M |
| 2026 | 9 | $10.1M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Carolina Business Capital, Inc.'s funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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