SBA lender profile
Centier Bank
Centier Bank appears in the public SBA loan data with 383 funded 7(a) loans totaling $108.9M, an average of $284K per loan, and an estimated 4,635 jobs supported. Its SBA lending concentrates in Indiana and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 2.1%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
383
Total volume
$108.9M
Average loan size
$284K
Charge-off rate
2.1%
Share of funded loans charged off
Jobs supported (reported)
4,635
Programs
7(a)
Bank profile
via FDIC- Total assets
- $10.1B
- Headquarters
- Whiting, IN
- FDIC cert
- #12854
- Status
- Active
Where Centier Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Indiana | 371 | $100.1M |
| Michigan | 3 | $4.5M |
| Pennsylvania | 1 | $1.9M |
| Illinois | 7 | $1.8M |
| Delaware | 1 | $500K |
What Centier Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 50 | $19.8M |
| Other Services | 47 | $18.5M |
| Manufacturing | 41 | $15.1M |
| Retail Trade | 41 | $12.2M |
| Arts, Entertainment, Recreation | 22 | $10.1M |
| Health Care and Social Assistance | 37 | $6.5M |
Centier Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 33 | $10.0M |
| 2021 | 79 | $20.4M |
| 2022 | 89 | $18.0M |
| 2023 | 59 | $25.4M |
| 2024 | 53 | $16.5M |
| 2025 | 50 | $14.3M |
| 2026 | 20 | $4.4M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Centier Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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