SBA lending by state
SBA Lending in Delaware
In Delaware, SBA lenders funded 2,809 7(a) and 504 loans since FY2010, totaling $1.1B, an average of $385K per loan. The most active lender is Manufacturers and Traders Trust Company, and the most-funded industry is Accommodation and Food Services.
By Mario Bailey · Source: SBA FOIA data, FY2010–2026 (as of 2026-03-31)
Top SBA lenders in Delaware
Ranked by SBA loans funded in Delaware since FY2010. Each lender's figures, including its 7(a) charge-off rate, cover its Delaware loans only. Charge-off is reported on 7(a) loans, never on 504 loans, so a lender without a reliable 7(a) sample in Delaware shows “not reported,” never 0%.
See the full Delaware ranking : up to 25 lenders, with the 7(a) vs 504 leaders and industry context.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 853 | $95.8M | $112K | 3.17% |
| 2 | TD Bank, National Association | 321 | $42.3M | $132K | 9.03% |
| 3 | Wilmington Savings Fund Society FSB | 261 | $122.0M | $468K | 1.92% |
| 4 | Wells Fargo Bank National Association | 124 | $29.7M | $239K | 1.61% |
| 5 | Citizens Bank, National Association | 105 | $20.3M | $194K | 3.81% |
| 6 | Delaware Community Development Corporation | 77 | $57.8M | $750K | not reported |
| 7 | True Access Capital Corporation | 73 | $20.3M | $278K | 11.67% |
| 8 | PNC Bank, National Association | 70 | $14.4M | $206K | 7.14% |
| 9 | Live Oak Banking Company | 61 | $85.9M | $1.4M | 0.00% |
| 10 | First Financial Bank | 56 | $62.7M | $1.1M | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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504 lenders (CDCs) in Delaware
An SBA 504 project in Delaware pairs two lenders: a bank or credit union funds roughly half the cost as a first mortgage, and a Certified Development Company (CDC) funds about 40% through an SBA-backed debenture, with the borrower putting down around 10%. Below are the CDCs most active on 504 loans in Delaware, ranked by 504 loans funded in the state since FY2010. Figures are 504-only; charge-off is reported on 7(a) loans only and does not apply to CDCs.
| CDC | 504 loans | 504 volume |
|---|---|---|
| Delaware Community Development Corporation | 77 | $57.8M |
| True Access Capital Corporation | 13 | $12.1M |
| South Eastern Economic Development Company of Pennsylvania | 4 | $7.1M |
| Chesapeake Business Finance Corporation | 4 | $2.3M |
| CDC Small Business Finance Corp. | 1 | $5.0M |
| EDC Finance Corporation | 1 | $908K |
All Certified Development Companies · Current 504 loan rates · How 504 loans work
Top industries funded in Delaware
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 327 | $175.8M |
| Agriculture, Forestry, Fishing | 109 | $119.6M |
| Health Care and Social Assistance | 206 | $105.6M |
| Retail Trade | 399 | $105.5M |
| Other Services | 285 | $93.0M |
| Professional and Technical Services | 298 | $92.8M |
| Manufacturing | 123 | $76.9M |
| Construction | 328 | $72.8M |
Top cities for SBA loans in Delaware
Where SBA 7(a) and 504 borrowers in Delaware are located, by funded volume.
| City | Loans | Total volume |
|---|---|---|
| Wilmington | 713 | $293.9M |
| Newark | 356 | $177.0M |
| Dover | 230 | $68.3M |
| New Castle | 144 | $65.6M |
| Middletown | 139 | $43.6M |
| Georgetown | 57 | $34.3M |
| Rehoboth Beach | 93 | $33.0M |
| Harrington | 43 | $29.8M |
SBA lending by metro area in Delaware
Which lenders fund each Delaware market, with local loan sizes and industries.
- SBA lenders in Philadelphia, PA 18,324 loans
- SBA lenders in Seaford, DE 710 loans
- SBA lenders in Dover, DE 484 loans
SBA lending in Delaware by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 104 | $17.0M |
| 2011 | 117 | $33.3M |
| 2012 | 133 | $57.8M |
| 2013 | 131 | $58.0M |
| 2014 | 147 | $45.8M |
| 2015 | 207 | $111.7M |
| 2016 | 171 | $70.5M |
| 2017 | 178 | $52.9M |
| 2018 | 196 | $73.3M |
| 2019 | 161 | $45.1M |
| 2020 | 131 | $63.8M |
| 2021 | 146 | $66.5M |
| 2022 | 154 | $62.0M |
| 2023 | 201 | $80.7M |
| 2024 | 249 | $93.5M |
| 2025 | 284 | $98.5M |
| 2026 | 99 | $49.8M |
SBA lending in Delaware: frequently asked questions
How much SBA lending is there in Delaware?
SBA lenders funded 2,809 7(a) and 504 loans totaling $1.1B in Delaware in the public SBA data (as of 2026-03-31), an average of $385K per loan.
Who is the most active SBA lender in Delaware?
Manufacturers and Traders Trust Company is the most active SBA lender in Delaware in the public data, by loans funded.
What industries get the most SBA loans in Delaware?
The most-funded industry for SBA loans in Delaware is Accommodation and Food Services.
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