SBA lender profile
Centra Credit Union
Centra Credit Union appears in the public SBA loan data with 36 funded 7(a) loans since FY2010, totaling $10.1M, an average of $281K per loan, and an estimated 411 jobs supported. Its SBA lending concentrates in Indiana and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 78
- Scale 17
- Activity 48
- Consistency 63
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Centra Credit Union the right lender for you?
Lenders fund what they know. Centra Credit Union's SBA lending concentrates in Indiana (34 loans) and Accommodation and Food Services (4 loans), at an average loan of $281K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Centra Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Indiana | 34 | $9.7M |
| Mississippi | 1 | $244K |
| Kentucky | 1 | $113K |
Metro areas where Centra Credit Union funds
What Centra Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 4 | $2.1M |
| Arts, Entertainment, Recreation | 2 | $1.6M |
| Retail Trade | 4 | $1.5M |
| Administrative and Support | 1 | $1.5M |
| Manufacturing | 8 | $1.2M |
| Construction | 5 | $850K |
Centra Credit Union SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $56K |
| 2011 | 1 | $150K |
| 2013 | 2 | $288K |
| 2014 | 2 | $265K |
| 2015 | 2 | $69K |
| 2016 | 5 | $515K |
| 2018 | 1 | $40K |
| 2019 | 1 | $192K |
| 2020 | 1 | $368K |
| 2021 | 3 | $524K |
| 2022 | 6 | $821K |
| 2024 | 1 | $153K |
| 2025 | 9 | $5.1M |
| 2026 | 1 | $1.5M |
Related SBA lenders
Other lenders active in Indiana or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Centra Credit Union: frequently asked questions
Does Centra Credit Union offer SBA loans?
Yes. Centra Credit Union appears in the public SBA data with 36 funded SBA 7(a) loans totaling $10.1M.
How many SBA loans has Centra Credit Union made?
Centra Credit Union is associated with 36 SBA 7(a) loans totaling $10.1M in the public SBA data (as of 2026-03-31).
What is Centra Credit Union's SBA charge-off rate?
About 0.0% of Centra Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Centra Credit Union do most of its SBA lending?
Centra Credit Union's SBA lending in the data is most concentrated in Indiana, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Centra Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/centra-credit-union/
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