SBA lender profile
Century Bank and Trust
Century Bank and Trust appears in the public SBA loan data with 5 funded 7(a) loans totaling $2.8M, an average of $558K per loan, and an estimated 55 jobs supported. Its SBA lending concentrates in Michigan and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
5
Total volume
$2.8M
Average loan size
$558K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
55
Programs
7(a)
Bank profile
via FDIC- Total assets
- $491M
- Headquarters
- Milledgeville, GA
- FDIC cert
- #147
- Status
- Active
Where Century Bank and Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Michigan | 5 | $2.8M |
What Century Bank and Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 1 | $1.2M |
| Manufacturing | 2 | $1.2M |
| Administrative and Support | 1 | $290K |
| Arts, Entertainment, Recreation | 1 | $150K |
Century Bank and Trust SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2023 | 1 | $200K |
| 2024 | 2 | $440K |
| 2025 | 1 | $1.2M |
| 2026 | 1 | $955K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Century Bank and Trust's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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