SBA lender profile
Century Bank and Trust
Century Bank and Trust appears in the public SBA loan data with 25 funded 7(a) loans since FY2010, totaling $10.1M, an average of $402K per loan, and an estimated 307 jobs supported. Its SBA lending concentrates in Michigan and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 76
- Scale 12
- Activity 31
- Consistency 57
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Century Bank and Trust the right lender for you?
Lenders fund what they know. Century Bank and Trust's SBA lending concentrates in Michigan (21 loans) and Wholesale Trade (2 loans), at an average loan of $402K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $491M
- Headquarters
- Milledgeville, GA
- FDIC cert
- #147
- Status
- Active
Where Century Bank and Trust lends
Top states by funded SBA volume.
Metro areas where Century Bank and Trust funds
What Century Bank and Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 2 | $2.7M |
| Retail Trade | 5 | $2.0M |
| Manufacturing | 3 | $1.4M |
| Information | 3 | $1.1M |
| Professional and Technical Services | 1 | $846K |
| Construction | 3 | $770K |
Century Bank and Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $225K |
| 2011 | 8 | $1.8M |
| 2012 | 5 | $3.0M |
| 2013 | 4 | $1.3M |
| 2014 | 1 | $250K |
| 2017 | 1 | $646K |
| 2023 | 1 | $200K |
| 2024 | 2 | $440K |
| 2025 | 1 | $1.2M |
| 2026 | 1 | $955K |
Related SBA lenders
Other lenders active in Michigan or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Century Bank and Trust: frequently asked questions
Does Century Bank and Trust offer SBA loans?
Yes. Century Bank and Trust appears in the public SBA data with 25 funded SBA 7(a) loans totaling $10.1M.
How many SBA loans has Century Bank and Trust made?
Century Bank and Trust is associated with 25 SBA 7(a) loans totaling $10.1M in the public SBA data (as of 2026-03-31).
What is Century Bank and Trust's SBA charge-off rate?
About 0.0% of Century Bank and Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Century Bank and Trust do most of its SBA lending?
Century Bank and Trust's SBA lending in the data is most concentrated in Michigan, and by industry in Wholesale Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Century Bank and Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/century-bank-and-trust/
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