SBA lender profile
Citibank, N.A.
Citibank, N.A. appears in the public SBA loan data with 1,929 funded 7(a) loans since FY2010, totaling $614.0M, an average of $318K per loan, and an estimated 18,362 jobs supported. Its SBA lending concentrates in Florida and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 1.8%. 20.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 82
- Scale 93
- Activity 86
- Consistency 87
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Citibank, N.A. the right lender for you?
Lenders fund what they know. Citibank, N.A.'s SBA lending concentrates in Florida (172 loans) and Wholesale Trade (192 loans), at an average loan of $318K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Citibank, N.A. lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Florida | 172 | $178.5M |
| New York | 778 | $138.8M |
| California | 600 | $138.5M |
| Illinois | 153 | $48.0M |
| New Jersey | 56 | $38.3M |
| Texas | 26 | $22.4M |
Metro areas where Citibank, N.A. funds
What Citibank, N.A. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 192 | $256.0M |
| Manufacturing | 100 | $75.7M |
| Health Care and Social Assistance | 191 | $63.2M |
| Construction | 579 | $49.3M |
| Professional and Technical Services | 200 | $48.1M |
| Retail Trade | 119 | $31.3M |
Citibank, N.A. SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 91 | $35.7M |
| 2011 | 185 | $73.0M |
| 2012 | 200 | $47.0M |
| 2013 | 101 | $71.8M |
| 2014 | 161 | $47.3M |
| 2015 | 217 | $40.0M |
| 2016 | 194 | $36.8M |
| 2017 | 237 | $47.7M |
| 2018 | 175 | $31.6M |
| 2019 | 81 | $29.2M |
| 2020 | 23 | $20.6M |
| 2021 | 22 | $24.6M |
| 2022 | 39 | $19.5M |
| 2023 | 76 | $51.7M |
| 2024 | 67 | $33.3M |
| 2025 | 42 | $2.7M |
| 2026 | 18 | $1.3M |
Related SBA lenders
Other lenders active in Florida or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Citibank, N.A.: frequently asked questions
Does Citibank, N.A. offer SBA loans?
Yes. Citibank, N.A. appears in the public SBA data with 1,929 funded SBA 7(a) loans totaling $614.0M.
How many SBA loans has Citibank, N.A. made?
Citibank, N.A. is associated with 1,929 SBA 7(a) loans totaling $614.0M in the public SBA data (as of 2026-03-31).
What is Citibank, N.A.'s SBA charge-off rate?
About 1.8% of Citibank, N.A.'s 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Citibank, N.A. do most of its SBA lending?
Citibank, N.A.'s SBA lending in the data is most concentrated in Florida, and by industry in Wholesale Trade.
Is Citibank, N.A. an SBA Preferred Lender (PLP)?
The loan record shows Citibank, N.A. operating under PLP delegated authority: 392 of its 7(a) loans (20.3%) were processed through the Preferred Lenders Program, including 20 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Citibank, N.A. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/citibank-n-a/
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