SBA lender profile
Citizens Alliance Bank
Citizens Alliance Bank appears in the public SBA loan data with 40 funded 7(a) loans since FY2010, totaling $17.6M, an average of $440K per loan, and an estimated 411 jobs supported. Its SBA lending concentrates in Montana and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 71
- Scale 26
- Activity 40
- Consistency 69
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Citizens Alliance Bank the right lender for you?
Lenders fund what they know. Citizens Alliance Bank's SBA lending concentrates in Montana (20 loans) and Accommodation and Food Services (5 loans), at an average loan of $440K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.5B
- Headquarters
- Clara City, MN
- FDIC cert
- #1402
- Status
- Active
Where Citizens Alliance Bank lends
Top states by funded SBA volume.
Metro areas where Citizens Alliance Bank funds
What Citizens Alliance Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 5 | $5.1M |
| Retail Trade | 8 | $3.7M |
| Agriculture, Forestry, Fishing | 2 | $2.0M |
| Wholesale Trade | 1 | $1.9M |
| Manufacturing | 8 | $1.5M |
| Information | 2 | $1.0M |
Citizens Alliance Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 7 | $545K |
| 2011 | 7 | $3.5M |
| 2012 | 6 | $1.4M |
| 2013 | 2 | $236K |
| 2014 | 3 | $1.7M |
| 2016 | 2 | $235K |
| 2017 | 1 | $150K |
| 2018 | 4 | $835K |
| 2021 | 1 | $245K |
| 2022 | 1 | $5.0M |
| 2023 | 1 | $450K |
| 2024 | 3 | $2.4M |
| 2025 | 1 | $752K |
| 2026 | 1 | $169K |
Related SBA lenders
Other lenders active in Montana or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Citizens Alliance Bank: frequently asked questions
Does Citizens Alliance Bank offer SBA loans?
Yes. Citizens Alliance Bank appears in the public SBA data with 40 funded SBA 7(a) loans totaling $17.6M.
How many SBA loans has Citizens Alliance Bank made?
Citizens Alliance Bank is associated with 40 SBA 7(a) loans totaling $17.6M in the public SBA data (as of 2026-03-31).
What is Citizens Alliance Bank's SBA charge-off rate?
About 2.5% of Citizens Alliance Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Citizens Alliance Bank do most of its SBA lending?
Citizens Alliance Bank's SBA lending in the data is most concentrated in Montana, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Citizens Alliance Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/citizens-alliance-bank/
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