SBA lender profile
Citizens Bank of Las Cruces
Citizens Bank of Las Cruces appears in the public SBA loan data with 4 funded 7(a) loans totaling $1.6M, an average of $404K per loan, and an estimated 92 jobs supported. Its SBA lending concentrates in New Mexico and the Professional and Technical Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
4
Total volume
$1.6M
Average loan size
$404K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
92
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.2B
- Headquarters
- Las Cruces, NM
- FDIC cert
- #20161
- Status
- Active
Where Citizens Bank of Las Cruces lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Mexico | 1 | $821K |
| Texas | 3 | $795K |
What Citizens Bank of Las Cruces funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 1 | $821K |
| Accommodation and Food Services | 1 | $335K |
| Health Care and Social Assistance | 1 | $322K |
| Other Services | 1 | $139K |
Citizens Bank of Las Cruces SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2022 | 3 | $1.5M |
| 2025 | 1 | $139K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Citizens Bank of Las Cruces's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.