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SBA lender profile

Citizens Bank of Las Cruces

Citizens Bank of Las Cruces appears in the public SBA loan data with 10 funded 7(a) loans since FY2010, totaling $5.7M, an average of $565K per loan, and an estimated 174 jobs supported. Its SBA lending concentrates in New Mexico and the Professional and Technical Services sector. With only 10 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
10
Since FY2010
Total volume
$5.7M
Average loan size
$565K
7(a) charge-off rate
Insufficient data
Only 10 7(a) loans in the data
Jobs supported (reported)
174
Programs
7(a)

Is Citizens Bank of Las Cruces the right lender for you?

Citizens Bank of Las Cruces appears in the SBA record with 10 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Bank profile

via FDIC
Total assets
$1.2B
Headquarters
Las Cruces, NM
FDIC cert
#20161
Status
Active

Where Citizens Bank of Las Cruces lends

Top states by funded SBA volume.

StateLoansTotal volume
New Mexico 7 $4.9M
Texas 3 $795K

Metro areas where Citizens Bank of Las Cruces funds

What Citizens Bank of Las Cruces funds

Top industries by funded SBA volume.

Citizens Bank of Las Cruces SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20104$2.4M
20161$31K
20171$1.6M
20223$1.5M
20251$139K

Related SBA lenders

Other lenders active in New Mexico or in Professional and Technical Services.

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Citizens Bank of Las Cruces: frequently asked questions

Does Citizens Bank of Las Cruces offer SBA loans?

Yes. Citizens Bank of Las Cruces appears in the public SBA data with 10 funded SBA 7(a) loans totaling $5.7M.

How many SBA loans has Citizens Bank of Las Cruces made?

Citizens Bank of Las Cruces is associated with 10 SBA 7(a) loans totaling $5.7M in the public SBA data (as of 2026-03-31).

What is Citizens Bank of Las Cruces's SBA charge-off rate?

Citizens Bank of Las Cruces appears with only 10 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Citizens Bank of Las Cruces do most of its SBA lending?

Citizens Bank of Las Cruces's SBA lending in the data is most concentrated in New Mexico, and by industry in Professional and Technical Services.

For Citizens Bank of Las Cruces

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Citizens Bank of Las Cruces's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Citizens Bank of Las Cruces SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/citizens-bank-of-las-cruces/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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