SBA lender profile
Climate First Bank
Climate First Bank appears in the public SBA loan data with 208 funded 7(a) loans totaling $246.4M, an average of $1.2M per loan, and an estimated 4,049 jobs supported. Its SBA lending concentrates in Florida and the Arts, Entertainment, Recreation sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
208
Total volume
$246.4M
Average loan size
$1.2M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
4,049
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.8B
- Headquarters
- Saint Petersburg, FL
- FDIC cert
- #59257
- Status
- Active
Where Climate First Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Florida | 81 | $87.4M |
| Texas | 23 | $28.8M |
| Alabama | 6 | $16.9M |
| California | 12 | $15.7M |
| New Jersey | 6 | $14.5M |
| North Carolina | 8 | $10.6M |
What Climate First Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Arts, Entertainment, Recreation | 34 | $46.0M |
| Accommodation and Food Services | 37 | $41.3M |
| Construction | 25 | $35.0M |
| Manufacturing | 14 | $25.4M |
| Retail Trade | 18 | $20.0M |
| Other Services | 21 | $19.2M |
Climate First Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2023 | 6 | $6.5M |
| 2024 | 15 | $10.4M |
| 2025 | 108 | $136.0M |
| 2026 | 79 | $93.4M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Climate First Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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