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SBA lender profile

Coast360 FCU

Coast360 FCU appears in the public SBA loan data with 112 funded 7(a) loans since FY2010, totaling $14.6M, an average of $130K per loan, and an estimated 847 jobs supported. Its SBA lending concentrates in Guam and the Other Services sector. Across its 7(a) loans, the charge-off rate is 0.9%. 42.9% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 82
Scale 38
Activity 27
Consistency 70

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
112
Since FY2010
Total volume
$14.6M
Average loan size
$130K
7(a) charge-off rate
0.9%
Share of 7(a) loans charged off
Jobs supported (reported)
847
Programs
7(a)

Is Coast360 FCU the right lender for you?

Lenders fund what they know. Coast360 FCU's SBA lending concentrates in Guam (112 loans) and Other Services (5 loans), at an average loan of $130K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Coast360 FCU lends

Top states by funded SBA volume.

StateLoansTotal volume
Guam 112 $14.6M

What Coast360 FCU funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Other Services 5 $4.4M
Retail Trade 31 $3.5M
Construction 21 $2.8M
Accommodation and Food Services 7 $960K
Wholesale Trade 17 $793K
Health Care and Social Assistance 10 $785K

Coast360 FCU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20111$256K
20138$1.0M
201417$2.2M
201522$2.9M
201619$1.3M
20177$775K
20187$518K
20195$320K
20203$250K
20212$100K
20226$3.4M
202410$764K
20252$450K
20263$300K

Related SBA lenders

Other lenders active in Guam or in Other Services.

Comparing lenders? See how to choose an SBA lender by track record.

Coast360 FCU: frequently asked questions

Does Coast360 FCU offer SBA loans?

Yes. Coast360 FCU appears in the public SBA data with 112 funded SBA 7(a) loans totaling $14.6M.

How many SBA loans has Coast360 FCU made?

Coast360 FCU is associated with 112 SBA 7(a) loans totaling $14.6M in the public SBA data (as of 2026-03-31).

What is Coast360 FCU's SBA charge-off rate?

About 0.9% of Coast360 FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Coast360 FCU do most of its SBA lending?

Coast360 FCU's SBA lending in the data is most concentrated in Guam, and by industry in Other Services.

Is Coast360 FCU an SBA Preferred Lender (PLP)?

The loan record shows Coast360 FCU operating under PLP delegated authority: 48 of its 7(a) loans (42.9%) were processed through the Preferred Lenders Program, including 11 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Coast360 FCU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Coast360 FCU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Coast360 FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/coast360-fcu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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