SBA lender profile
Commercial Bank of Texas N.A.
Commercial Bank of Texas N.A. appears in the public SBA loan data with 51 funded 7(a) loans totaling $27.5M, an average of $539K per loan, and an estimated 656 jobs supported. Its SBA lending concentrates in Texas and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 2.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
51
Total volume
$27.5M
Average loan size
$539K
Charge-off rate
2.0%
Share of funded loans charged off
Jobs supported (reported)
656
Programs
7(a)
Where Commercial Bank of Texas N.A. lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 51 | $27.5M |
What Commercial Bank of Texas N.A. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 11 | $7.6M |
| Educational Services | 4 | $4.2M |
| Professional and Technical Services | 4 | $4.1M |
| Accommodation and Food Services | 8 | $3.0M |
| Transportation and Warehousing | 5 | $2.3M |
| Construction | 7 | $2.0M |
Commercial Bank of Texas N.A. SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 12 | $8.8M |
| 2021 | 13 | $4.3M |
| 2022 | 10 | $5.1M |
| 2023 | 3 | $936K |
| 2024 | 6 | $3.8M |
| 2025 | 6 | $3.3M |
| 2026 | 1 | $1.2M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Commercial Bank of Texas N.A.'s funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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