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SBA lender profile

Commercial State Bank

Commercial State Bank appears in the public SBA loan data with 13 funded 7(a) loans since FY2010, totaling $4.6M, an average of $351K per loan, and an estimated 111 jobs supported. Its SBA lending concentrates in Nebraska and the Wholesale Trade sector. With only 13 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
13
Since FY2010
Total volume
$4.6M
Average loan size
$351K
7(a) charge-off rate
Insufficient data
Only 13 7(a) loans in the data
Jobs supported (reported)
111
Programs
7(a)

Is Commercial State Bank the right lender for you?

Commercial State Bank appears in the SBA record with 13 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Bank profile

via FDIC
Total assets
$121M
Headquarters
Palmer, TX
FDIC cert
#10330
Status
Active

Where Commercial State Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Nebraska 11 $3.7M
Texas 2 $831K

What Commercial State Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Wholesale Trade 3 $2.0M
Manufacturing 3 $1.2M
Construction 4 $1.0M
Administrative and Support 1 $241K
Health Care and Social Assistance 1 $75K
Other Services 1 $50K

Commercial State Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20111$581K
20171$250K
20195$2.2M
20203$366K
20212$770K
20261$392K

Related SBA lenders

Other lenders active in Nebraska or in Wholesale Trade.

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Commercial State Bank: frequently asked questions

Does Commercial State Bank offer SBA loans?

Yes. Commercial State Bank appears in the public SBA data with 13 funded SBA 7(a) loans totaling $4.6M.

How many SBA loans has Commercial State Bank made?

Commercial State Bank is associated with 13 SBA 7(a) loans totaling $4.6M in the public SBA data (as of 2026-03-31).

What is Commercial State Bank's SBA charge-off rate?

Commercial State Bank appears with only 13 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Commercial State Bank do most of its SBA lending?

Commercial State Bank's SBA lending in the data is most concentrated in Nebraska, and by industry in Wholesale Trade.

For Commercial State Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Commercial State Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Commercial State Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/commercial-state-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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