SBA lender profile
Community Bank & Trust-West Georgia
Community Bank & Trust-West Georgia appears in the public SBA loan data with 379 funded 7(a) loans since FY2010, totaling $609.7M, an average of $1.6M per loan, and an estimated 8,101 jobs supported. Its SBA lending concentrates in Florida and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.4%. 69.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 76
- Scale 86
- Activity 95
- Consistency 62
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Community Bank & Trust-West Georgia the right lender for you?
Lenders fund what they know. Community Bank & Trust-West Georgia's SBA lending concentrates in Florida (49 loans) and Accommodation and Food Services (50 loans), at an average loan of $1.6M. If your business does not look like that, a different SBA lender is likely the better fit.
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Where Community Bank & Trust-West Georgia lends
Top states by funded SBA volume.
What Community Bank & Trust-West Georgia funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 50 | $84.4M |
| Retail Trade | 44 | $81.4M |
| Manufacturing | 30 | $59.8M |
| Arts, Entertainment, Recreation | 30 | $57.9M |
| Health Care and Social Assistance | 40 | $55.0M |
| Professional and Technical Services | 31 | $46.7M |
Community Bank & Trust-West Georgia SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 5 | $6.7M |
| 2012 | 2 | $5.3M |
| 2015 | 2 | $6.8M |
| 2017 | 1 | $3.0M |
| 2018 | 2 | $1.7M |
| 2019 | 16 | $18.8M |
| 2020 | 30 | $38.1M |
| 2021 | 54 | $84.8M |
| 2022 | 39 | $45.2M |
| 2023 | 26 | $31.1M |
| 2024 | 23 | $28.4M |
| 2025 | 123 | $218.3M |
| 2026 | 56 | $121.6M |
Related SBA lenders
Other lenders active in Florida or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Community Bank & Trust-West Georgia: frequently asked questions
Does Community Bank & Trust-West Georgia offer SBA loans?
Yes. Community Bank & Trust-West Georgia appears in the public SBA data with 379 funded SBA 7(a) loans totaling $609.7M.
How many SBA loans has Community Bank & Trust-West Georgia made?
Community Bank & Trust-West Georgia is associated with 379 SBA 7(a) loans totaling $609.7M in the public SBA data (as of 2026-03-31).
What is Community Bank & Trust-West Georgia's SBA charge-off rate?
About 2.4% of Community Bank & Trust-West Georgia's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Community Bank & Trust-West Georgia do most of its SBA lending?
Community Bank & Trust-West Georgia's SBA lending in the data is most concentrated in Florida, and by industry in Accommodation and Food Services.
Is Community Bank & Trust-West Georgia an SBA Preferred Lender (PLP)?
The loan record shows Community Bank & Trust-West Georgia operating under PLP delegated authority: 262 of its 7(a) loans (69.1%) were processed through the Preferred Lenders Program, including 162 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Community Bank & Trust-West Georgia SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/community-bank-trust-west-georgia/
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