SBA lender profile
Community Choice CU
Community Choice CU appears in the public SBA loan data with 106 funded 7(a) loans since FY2010, totaling $46.7M, an average of $440K per loan, and an estimated 1,098 jobs supported. Its SBA lending concentrates in Michigan and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 81
- Scale 53
- Activity 74
- Consistency 56
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Community Choice CU the right lender for you?
Lenders fund what they know. Community Choice CU's SBA lending concentrates in Michigan (96 loans) and Accommodation and Food Services (21 loans), at an average loan of $440K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Community Choice CU lends
Top states by funded SBA volume.
What Community Choice CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 21 | $19.2M |
| Health Care and Social Assistance | 8 | $7.8M |
| Manufacturing | 9 | $4.7M |
| Retail Trade | 21 | $4.1M |
| Other Services | 16 | $3.6M |
| Administrative and Support | 5 | $2.5M |
Community Choice CU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2015 | 3 | $356K |
| 2016 | 12 | $1.4M |
| 2017 | 7 | $634K |
| 2018 | 3 | $533K |
| 2019 | 10 | $908K |
| 2020 | 4 | $1.1M |
| 2021 | 2 | $225K |
| 2022 | 11 | $375K |
| 2023 | 11 | $762K |
| 2024 | 8 | $5.4M |
| 2025 | 22 | $19.9M |
| 2026 | 13 | $15.1M |
Related SBA lenders
Other lenders active in Michigan or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Community Choice CU: frequently asked questions
Does Community Choice CU offer SBA loans?
Yes. Community Choice CU appears in the public SBA data with 106 funded SBA 7(a) loans totaling $46.7M.
How many SBA loans has Community Choice CU made?
Community Choice CU is associated with 106 SBA 7(a) loans totaling $46.7M in the public SBA data (as of 2026-03-31).
What is Community Choice CU's SBA charge-off rate?
About 0.9% of Community Choice CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Community Choice CU do most of its SBA lending?
Community Choice CU's SBA lending in the data is most concentrated in Michigan, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Community Choice CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/community-choice-cu/
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