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SBA lender profile

Community First Bank of Indiana

Community First Bank of Indiana appears in the public SBA loan data with 172 funded 7(a) loans since FY2010, totaling $89.1M, an average of $518K per loan, and an estimated 1,703 jobs supported. Its SBA lending concentrates in Indiana and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 5.2%. 59.9% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 60
Scale 66
Activity 75
Consistency 79

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
172
Since FY2010
Total volume
$89.1M
Average loan size
$518K
7(a) charge-off rate
5.2%
Share of 7(a) loans charged off
Jobs supported (reported)
1,703
Programs
7(a)

Is Community First Bank of Indiana the right lender for you?

Lenders fund what they know. Community First Bank of Indiana's SBA lending concentrates in Indiana (164 loans) and Retail Trade (23 loans), at an average loan of $518K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$965M
Headquarters
Kokomo, IN
FDIC cert
#57511
Status
Active

Where Community First Bank of Indiana lends

Top states by funded SBA volume.

StateLoansTotal volume
Indiana 164 $84.0M
New York 1 $1.5M
Florida 1 $865K
Washington 1 $751K
Ohio 1 $699K
Massachusetts 1 $500K

Metro areas where Community First Bank of Indiana funds

What Community First Bank of Indiana funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 23 $14.2M
Accommodation and Food Services 25 $12.5M
Manufacturing 19 $12.1M
Health Care and Social Assistance 16 $8.4M
Other Services 15 $7.6M
Arts, Entertainment, Recreation 13 $5.3M

Community First Bank of Indiana SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201020$7.6M
201118$7.2M
201225$9.7M
201312$4.8M
20149$4.7M
20157$2.3M
20165$2.1M
20192$1.6M
20202$716K
20218$6.3M
20225$5.7M
202326$12.6M
202417$7.9M
202512$8.3M
20264$7.6M

Related SBA lenders

Other lenders active in Indiana or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Community First Bank of Indiana: frequently asked questions

Does Community First Bank of Indiana offer SBA loans?

Yes. Community First Bank of Indiana appears in the public SBA data with 172 funded SBA 7(a) loans totaling $89.1M.

How many SBA loans has Community First Bank of Indiana made?

Community First Bank of Indiana is associated with 172 SBA 7(a) loans totaling $89.1M in the public SBA data (as of 2026-03-31).

What is Community First Bank of Indiana's SBA charge-off rate?

About 5.2% of Community First Bank of Indiana's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Community First Bank of Indiana do most of its SBA lending?

Community First Bank of Indiana's SBA lending in the data is most concentrated in Indiana, and by industry in Retail Trade.

Is Community First Bank of Indiana an SBA Preferred Lender (PLP)?

The loan record shows Community First Bank of Indiana operating under PLP delegated authority: 103 of its 7(a) loans (59.9%) were processed through the Preferred Lenders Program, including 30 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Community First Bank of Indiana

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Community First Bank of Indiana's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Community First Bank of Indiana SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/community-first-bank-of-indiana/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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