SBA lender profile
Community Trust Bank, Inc.
Community Trust Bank, Inc. appears in the public SBA loan data with 426 funded 7(a) loans totaling $108.4M, an average of $254K per loan, and an estimated 3,624 jobs supported. Its SBA lending concentrates in Kentucky and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 1.6%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
426
Total volume
$108.4M
Average loan size
$254K
Charge-off rate
1.6%
Share of funded loans charged off
Jobs supported (reported)
3,624
Programs
7(a)
Bank profile
via FDIC- Total assets
- $6.7B
- Headquarters
- Pikeville, KY
- FDIC cert
- #2720
- Status
- Active
Where Community Trust Bank, Inc. lends
Top states by funded SBA volume.
What Community Trust Bank, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 87 | $23.2M |
| Health Care and Social Assistance | 49 | $17.8M |
| Accommodation and Food Services | 46 | $15.4M |
| Manufacturing | 36 | $15.0M |
| Other Services | 36 | $10.1M |
| Construction | 44 | $7.7M |
Community Trust Bank, Inc. SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 63 | $9.2M |
| 2021 | 87 | $27.0M |
| 2022 | 67 | $11.9M |
| 2023 | 58 | $16.7M |
| 2024 | 63 | $18.6M |
| 2025 | 74 | $17.9M |
| 2026 | 14 | $7.0M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Community Trust Bank, Inc.'s funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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