SBA lender profile
Community Trust Bank, Inc.
Community Trust Bank, Inc. appears in the public SBA loan data with 1,222 funded 7(a) loans since FY2010, totaling $242.9M, an average of $199K per loan, and an estimated 9,804 jobs supported. Its SBA lending concentrates in Kentucky and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 6.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 54
- Scale 87
- Activity 82
- Consistency 91
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Community Trust Bank, Inc. the right lender for you?
Lenders fund what they know. Community Trust Bank, Inc.'s SBA lending concentrates in Kentucky (1,063 loans) and Retail Trade (253 loans), at an average loan of $199K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $6.7B
- Headquarters
- Pikeville, KY
- FDIC cert
- #2720
- Status
- Active
Where Community Trust Bank, Inc. lends
Top states by funded SBA volume.
Metro areas where Community Trust Bank, Inc. funds
What Community Trust Bank, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 253 | $50.0M |
| Accommodation and Food Services | 145 | $40.8M |
| Health Care and Social Assistance | 119 | $31.7M |
| Manufacturing | 80 | $23.6M |
| Other Services | 99 | $18.8M |
| Construction | 114 | $14.4M |
Community Trust Bank, Inc. SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 84 | $11.8M |
| 2011 | 97 | $16.4M |
| 2012 | 64 | $11.7M |
| 2013 | 90 | $16.3M |
| 2014 | 89 | $15.2M |
| 2015 | 82 | $11.7M |
| 2016 | 74 | $11.8M |
| 2017 | 76 | $16.7M |
| 2018 | 71 | $13.6M |
| 2019 | 69 | $9.3M |
| 2020 | 63 | $9.2M |
| 2021 | 87 | $27.0M |
| 2022 | 67 | $11.9M |
| 2023 | 58 | $16.7M |
| 2024 | 63 | $18.6M |
| 2025 | 74 | $17.9M |
| 2026 | 14 | $7.0M |
Related SBA lenders
Other lenders active in Kentucky or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Community Trust Bank, Inc.: frequently asked questions
Does Community Trust Bank, Inc. offer SBA loans?
Yes. Community Trust Bank, Inc. appears in the public SBA data with 1,222 funded SBA 7(a) loans totaling $242.9M.
How many SBA loans has Community Trust Bank, Inc. made?
Community Trust Bank, Inc. is associated with 1,222 SBA 7(a) loans totaling $242.9M in the public SBA data (as of 2026-03-31).
What is Community Trust Bank, Inc.'s SBA charge-off rate?
About 6.4% of Community Trust Bank, Inc.'s 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Community Trust Bank, Inc. do most of its SBA lending?
Community Trust Bank, Inc.'s SBA lending in the data is most concentrated in Kentucky, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Community Trust Bank, Inc. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/community-trust-bank-inc/
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