SBA lender profile
Cornerstone Capital Bank SSB
Cornerstone Capital Bank SSB appears in the public SBA loan data with 90 funded 7(a) loans since FY2010, totaling $32.6M, an average of $362K per loan, and an estimated 1,117 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.2%. 78.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 74
- Scale 47
- Activity 56
- Consistency 81
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Cornerstone Capital Bank SSB the right lender for you?
Lenders fund what they know. Cornerstone Capital Bank SSB's SBA lending concentrates in Texas (90 loans) and Accommodation and Food Services (13 loans), at an average loan of $362K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where Cornerstone Capital Bank SSB lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 90 | $32.6M |
Metro areas where Cornerstone Capital Bank SSB funds
What Cornerstone Capital Bank SSB funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 13 | $7.0M |
| Other Services | 15 | $4.8M |
| Construction | 6 | $4.5M |
| Retail Trade | 12 | $2.9M |
| Health Care and Social Assistance | 10 | $2.4M |
| Real Estate | 4 | $2.0M |
Cornerstone Capital Bank SSB SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $579K |
| 2011 | 9 | $2.1M |
| 2012 | 5 | $974K |
| 2013 | 4 | $407K |
| 2014 | 5 | $1.6M |
| 2015 | 5 | $1.1M |
| 2016 | 9 | $2.2M |
| 2017 | 1 | $40K |
| 2018 | 1 | $374K |
| 2019 | 8 | $2.4M |
| 2020 | 6 | $4.5M |
| 2021 | 10 | $6.3M |
| 2022 | 6 | $1.1M |
| 2023 | 6 | $3.3M |
| 2024 | 8 | $5.1M |
| 2025 | 3 | $329K |
| 2026 | 1 | $285K |
Related SBA lenders
Other lenders active in Texas or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Cornerstone Capital Bank SSB: frequently asked questions
Does Cornerstone Capital Bank SSB offer SBA loans?
Yes. Cornerstone Capital Bank SSB appears in the public SBA data with 90 funded SBA 7(a) loans totaling $32.6M.
How many SBA loans has Cornerstone Capital Bank SSB made?
Cornerstone Capital Bank SSB is associated with 90 SBA 7(a) loans totaling $32.6M in the public SBA data (as of 2026-03-31).
What is Cornerstone Capital Bank SSB's SBA charge-off rate?
About 2.2% of Cornerstone Capital Bank SSB's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Cornerstone Capital Bank SSB do most of its SBA lending?
Cornerstone Capital Bank SSB's SBA lending in the data is most concentrated in Texas, and by industry in Accommodation and Food Services.
Is Cornerstone Capital Bank SSB an SBA Preferred Lender (PLP)?
The loan record shows Cornerstone Capital Bank SSB operating under PLP delegated authority: 71 of its 7(a) loans (78.9%) were processed through the Preferred Lenders Program, including 12 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Cornerstone Capital Bank SSB SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/cornerstone-capital-bank-ssb/
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