SBA lender profile
Credit Union One
Credit Union One appears in the public SBA loan data with 213 funded 7(a) loans since FY2010, totaling $86.4M, an average of $406K per loan, and an estimated 3,831 jobs supported. Its SBA lending concentrates in Michigan and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 1.9%. 3.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 78
- Scale 68
- Activity 32
- Consistency 70
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Credit Union One the right lender for you?
Lenders fund what they know. Credit Union One's SBA lending concentrates in Michigan (211 loans) and Health Care and Social Assistance (24 loans), at an average loan of $406K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Credit Union One lends
Top states by funded SBA volume.
Metro areas where Credit Union One funds
What Credit Union One funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 24 | $11.8M |
| Retail Trade | 26 | $11.5M |
| Arts, Entertainment, Recreation | 10 | $10.1M |
| Accommodation and Food Services | 23 | $9.2M |
| Other Services | 32 | $7.2M |
| Transportation and Warehousing | 7 | $7.2M |
Credit Union One SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 7 | $2.0M |
| 2012 | 28 | $16.2M |
| 2013 | 42 | $15.9M |
| 2014 | 26 | $5.5M |
| 2015 | 22 | $16.4M |
| 2016 | 27 | $10.8M |
| 2017 | 13 | $5.8M |
| 2018 | 4 | $2.3M |
| 2019 | 4 | $1.0M |
| 2020 | 11 | $2.5M |
| 2021 | 12 | $3.6M |
| 2022 | 10 | $2.5M |
| 2023 | 5 | $1.2M |
| 2024 | 2 | $686K |
Related SBA lenders
Other lenders active in Michigan or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
Credit Union One: frequently asked questions
Does Credit Union One offer SBA loans?
Yes. Credit Union One appears in the public SBA data with 213 funded SBA 7(a) loans totaling $86.4M.
How many SBA loans has Credit Union One made?
Credit Union One is associated with 213 SBA 7(a) loans totaling $86.4M in the public SBA data (as of 2026-03-31).
What is Credit Union One's SBA charge-off rate?
About 1.9% of Credit Union One's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Credit Union One do most of its SBA lending?
Credit Union One's SBA lending in the data is most concentrated in Michigan, and by industry in Health Care and Social Assistance.
Is Credit Union One an SBA Preferred Lender (PLP)?
The loan record shows Credit Union One operating under PLP delegated authority: 7 of its 7(a) loans (3.3%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Credit Union One SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/credit-union-one/
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