SBA lender profile
Credit Union One
Credit Union One appears in the public SBA loan data with 40 funded 7(a) loans totaling $10.6M, an average of $266K per loan, and an estimated 596 jobs supported. Its SBA lending concentrates in Michigan and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 2.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
40
Total volume
$10.6M
Average loan size
$266K
Charge-off rate
2.5%
Share of funded loans charged off
Jobs supported (reported)
596
Programs
7(a)
Where Credit Union One lends
Top states by funded SBA volume.
What Credit Union One funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 5 | $2.2M |
| Other Services | 10 | $1.8M |
| Manufacturing | 5 | $1.1M |
| Wholesale Trade | 1 | $1.0M |
| Construction | 3 | $909K |
| Professional and Technical Services | 5 | $905K |
Credit Union One SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 11 | $2.5M |
| 2021 | 12 | $3.6M |
| 2022 | 10 | $2.5M |
| 2023 | 5 | $1.2M |
| 2024 | 2 | $686K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Credit Union One's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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