SBA lender profile
Educators Credit Union
Educators Credit Union appears in the public SBA loan data with 86 funded 7(a) loans since FY2010, totaling $11.4M, an average of $132K per loan, and an estimated 729 jobs supported. Its SBA lending concentrates in Wisconsin and the Transportation and Warehousing sector. Across its 7(a) loans, the charge-off rate is 5.8%. 14.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 59
- Scale 31
- Activity 43
- Consistency 68
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Educators Credit Union the right lender for you?
Lenders fund what they know. Educators Credit Union's SBA lending concentrates in Wisconsin (85 loans) and Transportation and Warehousing (11 loans), at an average loan of $132K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Educators Credit Union lends
Top states by funded SBA volume.
Metro areas where Educators Credit Union funds
What Educators Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Transportation and Warehousing | 11 | $4.3M |
| Health Care and Social Assistance | 11 | $1.8M |
| Retail Trade | 11 | $1.1M |
| Manufacturing | 4 | $927K |
| Professional and Technical Services | 9 | $762K |
| Other Services | 10 | $676K |
Educators Credit Union SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 15 | $1.2M |
| 2012 | 21 | $1.1M |
| 2013 | 8 | $746K |
| 2014 | 4 | $200K |
| 2015 | 5 | $368K |
| 2016 | 3 | $99K |
| 2017 | 5 | $477K |
| 2018 | 7 | $1.2M |
| 2019 | 6 | $786K |
| 2020 | 7 | $875K |
| 2022 | 1 | $150K |
| 2024 | 3 | $1.2M |
| 2025 | 1 | $3.0M |
Related SBA lenders
Other lenders active in Wisconsin or in Transportation and Warehousing.
Comparing lenders? See how to choose an SBA lender by track record.
Educators Credit Union: frequently asked questions
Does Educators Credit Union offer SBA loans?
Yes. Educators Credit Union appears in the public SBA data with 86 funded SBA 7(a) loans totaling $11.4M.
How many SBA loans has Educators Credit Union made?
Educators Credit Union is associated with 86 SBA 7(a) loans totaling $11.4M in the public SBA data (as of 2026-03-31).
What is Educators Credit Union's SBA charge-off rate?
About 5.8% of Educators Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Educators Credit Union do most of its SBA lending?
Educators Credit Union's SBA lending in the data is most concentrated in Wisconsin, and by industry in Transportation and Warehousing.
Is Educators Credit Union an SBA Preferred Lender (PLP)?
The loan record shows Educators Credit Union operating under PLP delegated authority: 12 of its 7(a) loans (14.0%) were processed through the Preferred Lenders Program, including 3 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Educators Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/educators-credit-union/
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