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SBA lender profile

Bank Five Nine

Bank Five Nine appears in the public SBA loan data with 2,729 funded 7(a) loans since FY2010, totaling $1.7B, an average of $632K per loan, and an estimated 28,235 jobs supported. Its SBA lending concentrates in Wisconsin and the Real Estate sector. Across its 7(a) loans, the charge-off rate is 2.4%. 64.6% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 77
Scale 97
Activity 96
Consistency 89

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
2,729
Since FY2010
Total volume
$1.7B
Average loan size
$632K
7(a) charge-off rate
2.4%
Share of 7(a) loans charged off
Jobs supported (reported)
28,235
Programs
7(a)

Is Bank Five Nine the right lender for you?

Lenders fund what they know. Bank Five Nine's SBA lending concentrates in Wisconsin (1,683 loans) and Real Estate (375 loans), at an average loan of $632K. If your business does not look like that, a different SBA lender is likely the better fit.

See which SBA lenders fund businesses like yours →

Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Bank profile

via FDIC
Total assets
$2.6B
Headquarters
Oconomowoc, WI
FDIC cert
#12517
Status
Active

Where Bank Five Nine lends

Top states by funded SBA volume.

StateLoansTotal volume
Wisconsin 1,683 $703.1M
Texas 138 $149.7M
Florida 104 $119.7M
Illinois 72 $58.8M
California 74 $56.3M
Maryland 35 $49.7M

Metro areas where Bank Five Nine funds

What Bank Five Nine funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Real Estate 375 $382.2M
Accommodation and Food Services 484 $340.6M
Health Care and Social Assistance 364 $241.3M
Retail Trade 272 $162.5M
Manufacturing 242 $126.6M
Arts, Entertainment, Recreation 146 $110.0M

Bank Five Nine SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201085$28.0M
2011185$99.8M
2012171$66.9M
2013269$108.2M
2014274$93.2M
2015299$143.0M
2016218$141.7M
2017176$140.7M
2018140$149.0M
201974$68.8M
202078$45.4M
2021154$154.9M
202293$68.8M
2023103$107.5M
2024153$145.8M
2025192$135.2M
202665$28.1M

Related SBA lenders

Other lenders active in Wisconsin or in Real Estate.

Comparing lenders? See how to choose an SBA lender by track record.

Bank Five Nine: frequently asked questions

Does Bank Five Nine offer SBA loans?

Yes. Bank Five Nine appears in the public SBA data with 2,729 funded SBA 7(a) loans totaling $1.7B.

How many SBA loans has Bank Five Nine made?

Bank Five Nine is associated with 2,729 SBA 7(a) loans totaling $1.7B in the public SBA data (as of 2026-03-31).

What is Bank Five Nine's SBA charge-off rate?

About 2.4% of Bank Five Nine's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Bank Five Nine do most of its SBA lending?

Bank Five Nine's SBA lending in the data is most concentrated in Wisconsin, and by industry in Real Estate.

Is Bank Five Nine an SBA Preferred Lender (PLP)?

The loan record shows Bank Five Nine operating under PLP delegated authority: 1,764 of its 7(a) loans (64.6%) were processed through the Preferred Lenders Program, including 335 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Bank Five Nine

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Bank Five Nine's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Bank Five Nine SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bank-five-nine/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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