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SBA lender profile

Empeople Credit Union

Empeople Credit Union appears in the public SBA loan data with 48 funded 7(a) loans since FY2010, totaling $4.6M, an average of $95K per loan, and an estimated 145 jobs supported. Its SBA lending concentrates in Maine and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 2.1%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 73
Scale 9
Activity 0
Consistency 55

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
48
Since FY2010
Total volume
$4.6M
Average loan size
$95K
7(a) charge-off rate
2.1%
Share of 7(a) loans charged off
Jobs supported (reported)
145
Programs
7(a)

Is Empeople Credit Union the right lender for you?

Lenders fund what they know. Empeople Credit Union's SBA lending concentrates in Maine (48 loans) and Manufacturing (5 loans), at an average loan of $95K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Empeople Credit Union lends

Top states by funded SBA volume.

StateLoansTotal volume
Maine 48 $4.6M

Metro areas where Empeople Credit Union funds

What Empeople Credit Union funds

Top industries by funded SBA volume.

Empeople Credit Union SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201811$910K
201916$841K
202013$1.0M
20216$964K
20222$810K

Related SBA lenders

Other lenders active in Maine or in Manufacturing.

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Empeople Credit Union: frequently asked questions

Does Empeople Credit Union offer SBA loans?

Yes. Empeople Credit Union appears in the public SBA data with 48 funded SBA 7(a) loans totaling $4.6M.

How many SBA loans has Empeople Credit Union made?

Empeople Credit Union is associated with 48 SBA 7(a) loans totaling $4.6M in the public SBA data (as of 2026-03-31).

What is Empeople Credit Union's SBA charge-off rate?

About 2.1% of Empeople Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Empeople Credit Union do most of its SBA lending?

Empeople Credit Union's SBA lending in the data is most concentrated in Maine, and by industry in Manufacturing.

For Empeople Credit Union

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Empeople Credit Union's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Empeople Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/empeople-credit-union/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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