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Empire Financial Federal Credit Union

Empire Financial Federal Credit Union appears in the public SBA loan data with 2 funded 7(a) loans since FY2010, totaling $40K, an average of $20K per loan, and an estimated 6 jobs supported. Its SBA lending concentrates in New York and the Transportation and Warehousing sector. With only 2 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
2
Since FY2010
Total volume
$40K
Average loan size
$20K
7(a) charge-off rate
Insufficient data
Only 2 7(a) loans in the data
Jobs supported (reported)
6
Programs
7(a)

Is Empire Financial Federal Credit Union the right lender for you?

Empire Financial Federal Credit Union appears in the SBA record with 2 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Empire Financial Federal Credit Union lends

Top states by funded SBA volume.

StateLoansTotal volume
New York 2 $40K

What Empire Financial Federal Credit Union funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Transportation and Warehousing 1 $25K
Manufacturing 1 $15K

Empire Financial Federal Credit Union SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20172$40K

Related SBA lenders

Other lenders active in New York or in Transportation and Warehousing.

Comparing lenders? See how to choose an SBA lender by track record.

Empire Financial Federal Credit Union: frequently asked questions

Does Empire Financial Federal Credit Union offer SBA loans?

Yes. Empire Financial Federal Credit Union appears in the public SBA data with 2 funded SBA 7(a) loans totaling $40K.

How many SBA loans has Empire Financial Federal Credit Union made?

Empire Financial Federal Credit Union is associated with 2 SBA 7(a) loans totaling $40K in the public SBA data (as of 2026-03-31).

What is Empire Financial Federal Credit Union's SBA charge-off rate?

Empire Financial Federal Credit Union appears with only 2 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Empire Financial Federal Credit Union do most of its SBA lending?

Empire Financial Federal Credit Union's SBA lending in the data is most concentrated in New York, and by industry in Transportation and Warehousing.

For Empire Financial Federal Credit Union

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Empire Financial Federal Credit Union's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Empire Financial Federal Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/empire-financial-federal-credit-union/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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