SBA lender profile
Everwise Credit Union
Everwise Credit Union appears in the public SBA loan data with 128 funded 7(a) loans since FY2010, totaling $259.0M, an average of $2.0M per loan, and an estimated 2,554 jobs supported. Its SBA lending concentrates in Indiana and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.6%. 43.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 78
- Scale 73
- Activity 89
- Consistency 66
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Everwise Credit Union the right lender for you?
Lenders fund what they know. Everwise Credit Union's SBA lending concentrates in Indiana (49 loans) and Accommodation and Food Services (62 loans), at an average loan of $2.0M. If your business does not look like that, a different SBA lender is likely the better fit.
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Where Everwise Credit Union lends
Top states by funded SBA volume.
Metro areas where Everwise Credit Union funds
What Everwise Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 62 | $157.0M |
| Arts, Entertainment, Recreation | 13 | $24.7M |
| Manufacturing | 9 | $19.9M |
| Retail Trade | 10 | $13.1M |
| Other Services | 3 | $10.0M |
| Real Estate | 5 | $9.9M |
Everwise Credit Union SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2013 | 2 | $200K |
| 2016 | 2 | $4.9M |
| 2017 | 14 | $29.9M |
| 2018 | 5 | $16.7M |
| 2019 | 3 | $3.5M |
| 2020 | 4 | $6.9M |
| 2021 | 14 | $27.4M |
| 2022 | 18 | $33.4M |
| 2023 | 23 | $28.1M |
| 2024 | 19 | $44.4M |
| 2025 | 17 | $45.6M |
| 2026 | 7 | $17.9M |
Related SBA lenders
Other lenders active in Indiana or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Everwise Credit Union: frequently asked questions
Does Everwise Credit Union offer SBA loans?
Yes. Everwise Credit Union appears in the public SBA data with 128 funded SBA 7(a) loans totaling $259.0M.
How many SBA loans has Everwise Credit Union made?
Everwise Credit Union is associated with 128 SBA 7(a) loans totaling $259.0M in the public SBA data (as of 2026-03-31).
What is Everwise Credit Union's SBA charge-off rate?
About 1.6% of Everwise Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Everwise Credit Union do most of its SBA lending?
Everwise Credit Union's SBA lending in the data is most concentrated in Indiana, and by industry in Accommodation and Food Services.
Is Everwise Credit Union an SBA Preferred Lender (PLP)?
The loan record shows Everwise Credit Union operating under PLP delegated authority: 56 of its 7(a) loans (43.8%) were processed through the Preferred Lenders Program, including 27 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Everwise Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/everwise-credit-union/
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