SBA lender profile
First Bank and Trust Co
First Bank and Trust Co appears in the public SBA loan data with 47 funded 7(a) loans since FY2010, totaling $11.3M, an average of $241K per loan, and an estimated 507 jobs supported. Its SBA lending concentrates in Oklahoma and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 6.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 59
- Scale 22
- Activity 42
- Consistency 65
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Bank and Trust Co the right lender for you?
Lenders fund what they know. First Bank and Trust Co's SBA lending concentrates in Oklahoma (46 loans) and Accommodation and Food Services (9 loans), at an average loan of $241K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where First Bank and Trust Co lends
Top states by funded SBA volume.
Metro areas where First Bank and Trust Co funds
What First Bank and Trust Co funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 9 | $3.1M |
| Administrative and Support | 2 | $2.0M |
| Retail Trade | 10 | $1.6M |
| Construction | 5 | $1.4M |
| Health Care and Social Assistance | 3 | $1.1M |
| Other Services | 4 | $789K |
First Bank and Trust Co SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 12 | $2.5M |
| 2011 | 5 | $726K |
| 2012 | 9 | $878K |
| 2013 | 7 | $775K |
| 2015 | 4 | $727K |
| 2018 | 1 | $42K |
| 2019 | 2 | $483K |
| 2020 | 1 | $241K |
| 2021 | 1 | $346K |
| 2022 | 2 | $700K |
| 2024 | 1 | $2.0M |
| 2025 | 2 | $2.0M |
Related SBA lenders
Other lenders active in Oklahoma or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
First Bank and Trust Co: frequently asked questions
Does First Bank and Trust Co offer SBA loans?
Yes. First Bank and Trust Co appears in the public SBA data with 47 funded SBA 7(a) loans totaling $11.3M.
How many SBA loans has First Bank and Trust Co made?
First Bank and Trust Co is associated with 47 SBA 7(a) loans totaling $11.3M in the public SBA data (as of 2026-03-31).
What is First Bank and Trust Co's SBA charge-off rate?
About 6.4% of First Bank and Trust Co's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Bank and Trust Co do most of its SBA lending?
First Bank and Trust Co's SBA lending in the data is most concentrated in Oklahoma, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Bank and Trust Co SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-bank-and-trust-co/
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