Independent reference built on public SBA FOIA loan data. Not affiliated with the U.S. Small Business Administration.

SBA Loan Index

Search the index

Search every lender, state, district, industry, franchise, guide, study, and tool. Runs on the published site.

SBA lender profile

First Commerce CU

First Commerce CU appears in the public SBA loan data with 10 funded 7(a) loans since FY2010, totaling $2.6M, an average of $256K per loan, and an estimated 216 jobs supported. Its SBA lending concentrates in Florida and the Other Services sector. With only 10 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
10
Since FY2010
Total volume
$2.6M
Average loan size
$256K
7(a) charge-off rate
Insufficient data
Only 10 7(a) loans in the data
Jobs supported (reported)
216
Programs
7(a)

Is First Commerce CU the right lender for you?

First Commerce CU appears in the SBA record with 10 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

See which SBA lenders fund businesses like yours →

Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Where First Commerce CU lends

Top states by funded SBA volume.

StateLoansTotal volume
Florida 10 $2.6M

Metro areas where First Commerce CU funds

What First Commerce CU funds

Top industries by funded SBA volume.

First Commerce CU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20131$150K
20144$883K
20162$550K
20173$973K

Related SBA lenders

Other lenders active in Florida or in Other Services.

Comparing lenders? See how to choose an SBA lender by track record.

First Commerce CU: frequently asked questions

Does First Commerce CU offer SBA loans?

Yes. First Commerce CU appears in the public SBA data with 10 funded SBA 7(a) loans totaling $2.6M.

How many SBA loans has First Commerce CU made?

First Commerce CU is associated with 10 SBA 7(a) loans totaling $2.6M in the public SBA data (as of 2026-03-31).

What is First Commerce CU's SBA charge-off rate?

First Commerce CU appears with only 10 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does First Commerce CU do most of its SBA lending?

First Commerce CU's SBA lending in the data is most concentrated in Florida, and by industry in Other Services.

For First Commerce CU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

Request your institution's benchmarking →
Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of First Commerce CU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). First Commerce CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-commerce-cu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

Looking for a lender like this?

Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.

Get matched with lenders

Get SBA lending trends in your inbox

Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.

We use your email only to send lending-trend updates. See our privacy policy.