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SBA lender profile

First PREMIER Bank

First PREMIER Bank appears in the public SBA loan data with 60 funded 7(a) loans since FY2010, totaling $13.1M, an average of $219K per loan, and an estimated 533 jobs supported. Its SBA lending concentrates in South Dakota and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 6.7%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 58
Scale 28
Activity 17
Consistency 76

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
60
Since FY2010
Total volume
$13.1M
Average loan size
$219K
7(a) charge-off rate
6.7%
Share of 7(a) loans charged off
Jobs supported (reported)
533
Programs
7(a)

Is First PREMIER Bank the right lender for you?

Lenders fund what they know. First PREMIER Bank's SBA lending concentrates in South Dakota (56 loans) and Retail Trade (13 loans), at an average loan of $219K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$3.6B
Headquarters
Sioux Falls, SD
FDIC cert
#6085
Status
Active

Where First PREMIER Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
South Dakota 56 $10.4M
Iowa 2 $1.5M
Nebraska 2 $1.3M

Metro areas where First PREMIER Bank funds

What First PREMIER Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 13 $4.5M
Accommodation and Food Services 12 $2.0M
Information 1 $1.4M
Construction 2 $1.2M
Finance and Insurance 4 $1.2M
Professional and Technical Services 4 $546K

First PREMIER Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20105$1.9M
20116$997K
20125$1.6M
20134$2.0M
20145$2.0M
20156$649K
20165$941K
20172$288K
20184$623K
20192$60K
20208$1.2M
20212$160K
20223$480K
20232$293K
20251$27K

Related SBA lenders

Other lenders active in South Dakota or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

First PREMIER Bank: frequently asked questions

Does First PREMIER Bank offer SBA loans?

Yes. First PREMIER Bank appears in the public SBA data with 60 funded SBA 7(a) loans totaling $13.1M.

How many SBA loans has First PREMIER Bank made?

First PREMIER Bank is associated with 60 SBA 7(a) loans totaling $13.1M in the public SBA data (as of 2026-03-31).

What is First PREMIER Bank's SBA charge-off rate?

About 6.7% of First PREMIER Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does First PREMIER Bank do most of its SBA lending?

First PREMIER Bank's SBA lending in the data is most concentrated in South Dakota, and by industry in Retail Trade.

For First PREMIER Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of First PREMIER Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). First PREMIER Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-premier-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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