SBA lender profile
Gainey Business Bank
Gainey Business Bank appears in the public SBA loan data with 8 funded 7(a) loans totaling $16.7M, an average of $2.1M per loan, and an estimated 109 jobs supported. Its SBA lending concentrates in Arizona and the Construction sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
8
Total volume
$16.7M
Average loan size
$2.1M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
109
Programs
7(a)
Bank profile
via FDIC- Total assets
- $103M
- Headquarters
- Scottsdale, AZ
- FDIC cert
- #59273
- Status
- Active
Where Gainey Business Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Arizona | 7 | $12.1M |
| California | 1 | $4.6M |
What Gainey Business Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 2 | $6.3M |
| Accommodation and Food Services | 2 | $5.4M |
| Arts, Entertainment, Recreation | 1 | $3.5M |
| Other Services | 2 | $919K |
| Health Care and Social Assistance | 1 | $505K |
Gainey Business Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2024 | 2 | $1.8M |
| 2025 | 4 | $13.9M |
| 2026 | 2 | $919K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Gainey Business Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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