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SBA lender profile

Gate City Bank

Gate City Bank appears in the public SBA loan data with 1 funded 7(a) loan since FY2010, totaling $125K, an average of $125K per loan, and an estimated 6 jobs supported. Its SBA lending concentrates in North Dakota and the Manufacturing sector. With only 1 7(a) loan in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
1
Since FY2010
Total volume
$125K
Average loan size
$125K
7(a) charge-off rate
Insufficient data
Only 1 7(a) loan in the data
Jobs supported (reported)
6
Programs
7(a)

Is Gate City Bank the right lender for you?

Gate City Bank appears in the SBA record with 1 funded loan since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Gate City Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
North Dakota 1 $125K

What Gate City Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Manufacturing 1 $125K

Gate City Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20171$125K

Related SBA lenders

Other lenders active in North Dakota or in Manufacturing.

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Gate City Bank: frequently asked questions

Does Gate City Bank offer SBA loans?

Yes. Gate City Bank appears in the public SBA data with 1 funded SBA 7(a) loan totaling $125K.

How many SBA loans has Gate City Bank made?

Gate City Bank is associated with 1 SBA 7(a) loan totaling $125K in the public SBA data (as of 2026-03-31).

What is Gate City Bank's SBA charge-off rate?

Gate City Bank appears with only 1 7(a) loan in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Gate City Bank do most of its SBA lending?

Gate City Bank's SBA lending in the data is most concentrated in North Dakota, and by industry in Manufacturing.

For Gate City Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Gate City Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Gate City Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/gate-city-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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