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Dakota Business Lending

Dakota Business Lending appears in the public SBA loan data with 731 funded 504 and 7(a) loans since FY2010, totaling $488.7M, an average of $669K per loan, and an estimated 7,272 jobs supported. Its SBA lending concentrates in North Dakota and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 13.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 51
Scale 88
Activity 88
Consistency 89

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
731
Since FY2010
Total volume
$488.7M
Average loan size
$669K
7(a) charge-off rate
13.0%
Share of 7(a) loans charged off
Jobs supported (reported)
7,272
Programs
504 and 7(a)

Is Dakota Business Lending the right lender for you?

Lenders fund what they know. Dakota Business Lending's SBA lending concentrates in North Dakota (575 loans) and Accommodation and Food Services (128 loans), at an average loan of $669K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Dakota Business Lending lends

Top states by funded SBA volume.

StateLoansTotal volume
North Dakota 575 $379.6M
Montana 78 $57.0M
Minnesota 74 $45.9M
South Dakota 3 $4.9M
Arizona 1 $1.3M

Metro areas where Dakota Business Lending funds

What Dakota Business Lending funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 128 $91.4M
Manufacturing 71 $76.0M
Retail Trade 103 $69.9M
Health Care and Social Assistance 75 $50.5M
Construction 81 $44.0M
Other Services 93 $36.5M

Dakota Business Lending SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201044$22.2M
201152$34.4M
201249$41.7M
201347$37.8M
201427$19.7M
201533$20.6M
201629$14.8M
201733$20.0M
201839$15.5M
201940$25.8M
202050$24.4M
202169$49.8M
202266$49.0M
202341$29.7M
202445$28.1M
202548$42.4M
202619$12.6M

Related SBA lenders

Other lenders active in North Dakota or in Accommodation and Food Services.

New to the program? See how an SBA 504 loan works (the structure, the rates, and the CDC's role), browse every Certified Development Company ranked by 504 volume , or see how to choose an SBA lender by track record.

Dakota Business Lending: frequently asked questions

Does Dakota Business Lending offer SBA loans?

Yes. Dakota Business Lending appears in the public SBA data with 731 funded SBA 504 and 7(a) loans totaling $488.7M.

How many SBA loans has Dakota Business Lending made?

Dakota Business Lending is associated with 731 SBA 504 and 7(a) loans totaling $488.7M in the public SBA data (as of 2026-03-31).

What is Dakota Business Lending's SBA charge-off rate?

About 13.0% of Dakota Business Lending's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Dakota Business Lending do most of its SBA lending?

Dakota Business Lending's SBA lending in the data is most concentrated in North Dakota, and by industry in Accommodation and Food Services.

For Dakota Business Lending

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Dakota Business Lending's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Dakota Business Lending SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/dakota-business-lending/

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