SBA lender profile
Gather FCU
Gather FCU appears in the public SBA loan data with 64 funded 7(a) loans since FY2010, totaling $10.8M, an average of $169K per loan, and an estimated 518 jobs supported. Its SBA lending concentrates in Hawaii and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 1.6%. 14.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 76
- Scale 26
- Activity 19
- Consistency 59
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Gather FCU the right lender for you?
Lenders fund what they know. Gather FCU's SBA lending concentrates in Hawaii (63 loans) and Manufacturing (8 loans), at an average loan of $169K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Gather FCU lends
Top states by funded SBA volume.
Metro areas where Gather FCU funds
What Gather FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 8 | $4.4M |
| Accommodation and Food Services | 9 | $1.7M |
| Construction | 10 | $1.2M |
| Other Services | 3 | $1.1M |
| Transportation and Warehousing | 6 | $981K |
| Administrative and Support | 8 | $496K |
Gather FCU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 11 | $480K |
| 2011 | 7 | $245K |
| 2012 | 4 | $308K |
| 2013 | 2 | $95K |
| 2014 | 6 | $2.9M |
| 2015 | 11 | $977K |
| 2016 | 3 | $120K |
| 2017 | 12 | $2.3M |
| 2018 | 5 | $2.1M |
| 2020 | 2 | $736K |
| 2024 | 1 | $544K |
Related SBA lenders
Other lenders active in Hawaii or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Gather FCU: frequently asked questions
Does Gather FCU offer SBA loans?
Yes. Gather FCU appears in the public SBA data with 64 funded SBA 7(a) loans totaling $10.8M.
How many SBA loans has Gather FCU made?
Gather FCU is associated with 64 SBA 7(a) loans totaling $10.8M in the public SBA data (as of 2026-03-31).
What is Gather FCU's SBA charge-off rate?
About 1.6% of Gather FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Gather FCU do most of its SBA lending?
Gather FCU's SBA lending in the data is most concentrated in Hawaii, and by industry in Manufacturing.
Is Gather FCU an SBA Preferred Lender (PLP)?
The loan record shows Gather FCU operating under PLP delegated authority: 9 of its 7(a) loans (14.1%) were processed through the Preferred Lenders Program, including 1 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Gather FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/gather-fcu/
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