SBA lender profile
Central Pacific Bank
Central Pacific Bank appears in the public SBA loan data with 505 funded 7(a) loans totaling $33.9M, an average of $67K per loan, and an estimated 3,003 jobs supported. Its SBA lending concentrates in Hawaii and the Construction sector. Across all of its loans in the data, its charge-off rate is 3.6%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
505
Total volume
$33.9M
Average loan size
$67K
Charge-off rate
3.6%
Share of funded loans charged off
Jobs supported (reported)
3,003
Programs
7(a)
Bank profile
via FDIC- Total assets
- $7.5B
- Headquarters
- Honolulu, HI
- FDIC cert
- #17308
- Status
- Active
Where Central Pacific Bank lends
Top states by funded SBA volume.
What Central Pacific Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 123 | $6.7M |
| Accommodation and Food Services | 121 | $5.7M |
| Professional and Technical Services | 34 | $3.3M |
| Administrative and Support | 33 | $3.1M |
| Health Care and Social Assistance | 30 | $2.6M |
| Utilities | 1 | $2.5M |
Central Pacific Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 44 | $2.1M |
| 2021 | 79 | $6.0M |
| 2022 | 75 | $3.7M |
| 2023 | 91 | $7.1M |
| 2024 | 113 | $9.5M |
| 2025 | 89 | $4.7M |
| 2026 | 14 | $645K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Central Pacific Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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