Independent reference built on public SBA FOIA loan data. Not affiliated with the U.S. Small Business Administration.

SBA Loan Index

Search the index

Search every lender, state, district, industry, franchise, guide, study, and tool. Runs on the published site.

SBA lender profile

Herring Bank

Herring Bank appears in the public SBA loan data with 15 funded 7(a) loans since FY2010, totaling $14.6M, an average of $976K per loan, and an estimated 223 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. With only 15 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
15
Since FY2010
Total volume
$14.6M
Average loan size
$976K
7(a) charge-off rate
Insufficient data
Only 15 7(a) loans in the data
Jobs supported (reported)
223
Programs
7(a)

Is Herring Bank the right lender for you?

Herring Bank appears in the SBA record with 15 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

See which SBA lenders fund businesses like yours →

Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Bank profile

via FDIC
Total assets
$528M
Headquarters
Amarillo, TX
FDIC cert
#5568
Status
Active

Where Herring Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Texas 15 $14.6M

Metro areas where Herring Bank funds

What Herring Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 6 $9.6M
Construction 3 $3.3M
Manufacturing 1 $885K
Administrative and Support 1 $500K
Retail Trade 1 $150K
Other Services 1 $80K

Herring Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20103$2.0M
20111$2.9M
20121$500K
20131$70K
20141$50K
20161$1.0M
20171$885K
20181$2.1M
20211$2.6M
20232$1.8M
20252$710K

Related SBA lenders

Other lenders active in Texas or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Herring Bank: frequently asked questions

Does Herring Bank offer SBA loans?

Yes. Herring Bank appears in the public SBA data with 15 funded SBA 7(a) loans totaling $14.6M.

How many SBA loans has Herring Bank made?

Herring Bank is associated with 15 SBA 7(a) loans totaling $14.6M in the public SBA data (as of 2026-03-31).

What is Herring Bank's SBA charge-off rate?

Herring Bank appears with only 15 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Herring Bank do most of its SBA lending?

Herring Bank's SBA lending in the data is most concentrated in Texas, and by industry in Accommodation and Food Services.

For Herring Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

Request your institution's benchmarking →
Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Herring Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Herring Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/herring-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

Looking for a lender like this?

Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.

Get matched with lenders

Get SBA lending trends in your inbox

Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.

We use your email only to send lending-trend updates. See our privacy policy.