SBA lending by metro area
SBA lenders in Amarillo, TX
Which lenders fund Amarillo-area businesses, how much, and how the market compares with Texas: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Amarillo area
Ranked by SBA volume funded to businesses located in the Amarillo metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Texas Panhandle Regional Development Corporation | 55 | $41.7M | $758K | not reported |
| 2 | Capital Certified Development Corporation | 28 | $24.8M | $887K | not reported |
| 3 | Live Oak Banking Company | 13 | $24.4M | $1.9M | not reported |
| 4 | Centennial Bank | 76 | $14.8M | $195K | 6.58% |
| 5 | Celtic Bank Corporation | 11 | $10.9M | $989K | not reported |
| 6 | JPMorgan Chase Bank, National Association | 19 | $7.2M | $378K | not reported |
| 7 | Readycap Lending, LLC | 10 | $6.8M | $677K | not reported |
| 8 | Herring Bank | 9 | $6.7M | $742K | not reported |
| 9 | First United Bank | 43 | $5.6M | $129K | 0.00% |
| 10 | Wells Fargo Bank National Association | 31 | $5.4M | $175K | 9.68% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Amarillo compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Amarillo area | $200K ▼ 20.0% | 19.2% ▲ 11.8 pts |
| Texas | $250K | 7.4% |
| United States | $179K | 11.2% |
What gets funded in Amarillo
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 85 | $93.1M |
| Retail Trade | 90 | $29.9M |
| Construction | 49 | $21.6M |
| Health Care and Social Assistance | 34 | $21.1M |
| Other Services | 49 | $13.5M |
| Manufacturing | 25 | $13.0M |
| Arts, Entertainment, Recreation | 20 | $9.6M |
| Professional and Technical Services | 30 | $9.6M |
SBA lending in Amarillo by year
Geography, precisely
"Amarillo area" here means the Amarillo, TX metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Armstrong County, TX; Carson County, TX; Oldham County, TX; Potter County, TX; Randall County, TX. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.