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SBA lender profile

HFS FCU

HFS FCU appears in the public SBA loan data with 7 funded 7(a) loans since FY2010, totaling $1.2M, an average of $174K per loan, and an estimated 32 jobs supported. Its SBA lending concentrates in Hawaii and the Construction sector. With only 7 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
7
Since FY2010
Total volume
$1.2M
Average loan size
$174K
7(a) charge-off rate
Insufficient data
Only 7 7(a) loans in the data
Jobs supported (reported)
32
Programs
7(a)

Is HFS FCU the right lender for you?

HFS FCU appears in the SBA record with 7 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where HFS FCU lends

Top states by funded SBA volume.

StateLoansTotal volume
Hawaii 7 $1.2M

Metro areas where HFS FCU funds

What HFS FCU funds

Top industries by funded SBA volume.

HFS FCU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20103$965K
20112$155K
20122$100K

Related SBA lenders

Other lenders active in Hawaii or in Construction.

Comparing lenders? See how to choose an SBA lender by track record.

HFS FCU: frequently asked questions

Does HFS FCU offer SBA loans?

Yes. HFS FCU appears in the public SBA data with 7 funded SBA 7(a) loans totaling $1.2M.

How many SBA loans has HFS FCU made?

HFS FCU is associated with 7 SBA 7(a) loans totaling $1.2M in the public SBA data (as of 2026-03-31).

What is HFS FCU's SBA charge-off rate?

HFS FCU appears with only 7 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does HFS FCU do most of its SBA lending?

HFS FCU's SBA lending in the data is most concentrated in Hawaii, and by industry in Construction.

For HFS FCU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of HFS FCU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). HFS FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/hfs-fcu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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