SBA lender profile
Highpoint Community Bank
Highpoint Community Bank appears in the public SBA loan data with 45 funded 7(a) loans totaling $20.1M, an average of $448K per loan, and an estimated 527 jobs supported. Its SBA lending concentrates in Michigan and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
45
Total volume
$20.1M
Average loan size
$448K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
527
Programs
7(a)
Bank profile
via FDIC- Total assets
- $597M
- Headquarters
- Hastings, MI
- FDIC cert
- #11407
- Status
- Active
Where Highpoint Community Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Michigan | 45 | $20.1M |
What Highpoint Community Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 10 | $8.6M |
| Arts, Entertainment, Recreation | 2 | $3.4M |
| Other Services | 11 | $1.9M |
| Manufacturing | 6 | $1.7M |
| Professional and Technical Services | 3 | $1.5M |
| Construction | 3 | $1.3M |
Highpoint Community Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 3 | $3.5M |
| 2021 | 15 | $2.3M |
| 2022 | 9 | $4.3M |
| 2023 | 5 | $954K |
| 2024 | 3 | $5.8M |
| 2025 | 9 | $3.2M |
| 2026 | 1 | $60K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Highpoint Community Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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