SBA lender profile
Highpoint Community Bank
Highpoint Community Bank appears in the public SBA loan data with 121 funded 7(a) loans since FY2010, totaling $31.6M, an average of $261K per loan, and an estimated 1,039 jobs supported. Its SBA lending concentrates in Michigan and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 88
- Scale 50
- Activity 58
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Highpoint Community Bank the right lender for you?
Lenders fund what they know. Highpoint Community Bank's SBA lending concentrates in Michigan (121 loans) and Retail Trade (29 loans), at an average loan of $261K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $597M
- Headquarters
- Hastings, MI
- FDIC cert
- #11407
- Status
- Active
Where Highpoint Community Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Michigan | 121 | $31.6M |
Metro areas where Highpoint Community Bank funds
What Highpoint Community Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 29 | $11.6M |
| Other Services | 20 | $3.9M |
| Arts, Entertainment, Recreation | 2 | $3.4M |
| Manufacturing | 16 | $2.9M |
| Construction | 11 | $2.3M |
| Health Care and Social Assistance | 11 | $2.2M |
Highpoint Community Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 7 | $1.2M |
| 2011 | 7 | $906K |
| 2012 | 5 | $691K |
| 2013 | 2 | $135K |
| 2014 | 9 | $1.3M |
| 2015 | 6 | $529K |
| 2016 | 5 | $446K |
| 2017 | 18 | $2.5M |
| 2018 | 13 | $3.0M |
| 2019 | 4 | $753K |
| 2020 | 3 | $3.5M |
| 2021 | 15 | $2.3M |
| 2022 | 9 | $4.3M |
| 2023 | 5 | $954K |
| 2024 | 3 | $5.8M |
| 2025 | 9 | $3.2M |
| 2026 | 1 | $60K |
Related SBA lenders
Other lenders active in Michigan or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Highpoint Community Bank: frequently asked questions
Does Highpoint Community Bank offer SBA loans?
Yes. Highpoint Community Bank appears in the public SBA data with 121 funded SBA 7(a) loans totaling $31.6M.
How many SBA loans has Highpoint Community Bank made?
Highpoint Community Bank is associated with 121 SBA 7(a) loans totaling $31.6M in the public SBA data (as of 2026-03-31).
What is Highpoint Community Bank's SBA charge-off rate?
About 0.0% of Highpoint Community Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Highpoint Community Bank do most of its SBA lending?
Highpoint Community Bank's SBA lending in the data is most concentrated in Michigan, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Highpoint Community Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/highpoint-community-bank/
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