SBA lending by metro area
SBA lenders in Holland, MI
Which lenders fund Holland-area businesses, how much, and how the market compares with Michigan: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Holland area
Ranked by SBA volume funded to businesses located in the Holland micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 374 | $54.0M | $144K | 2.67% |
| 2 | Michigan Certified Development Corporation | 32 | $32.8M | $1.0M | not reported |
| 3 | Great Lakes Commercial Finance | 28 | $14.2M | $509K | not reported |
| 4 | Horizon Bank | 12 | $6.2M | $520K | not reported |
| 5 | Fifth Third Bank | 14 | $4.6M | $327K | not reported |
| 6 | ChoiceOne Bank | 5 | $3.7M | $734K | not reported |
| 7 | United Bank of Michigan | 6 | $2.6M | $435K | not reported |
| 8 | BayFirst National Bank | 8 | $2.5M | $318K | not reported |
| 9 | Highpoint Community Bank | 9 | $1.9M | $216K | not reported |
| 10 | First National Bank of Michigan | 5 | $1.8M | $358K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Holland compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Holland area | $96K ▼ 23.2% | 10.4% ▲ 2.1 pts |
| Michigan | $125K | 8.3% |
| United States | $179K | 11.2% |
What gets funded in Holland
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 99 | $38.7M |
| Retail Trade | 72 | $32.7M |
| Construction | 103 | $20.3M |
| Manufacturing | 43 | $18.3M |
| Wholesale Trade | 27 | $16.2M |
| Other Services | 62 | $10.5M |
| Health Care and Social Assistance | 21 | $6.8M |
| Transportation and Warehousing | 78 | $5.8M |
SBA lending in Holland by year
Geography, precisely
"Holland area" here means the Holland, MI micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Allegan County, MI. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.