SBA lender profile
Incommons Bank NA
Incommons Bank NA appears in the public SBA loan data with 6 funded 7(a) loans totaling $8.7M, an average of $1.4M per loan, and an estimated 207 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 16.7%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
6
Total volume
$8.7M
Average loan size
$1.4M
Charge-off rate
16.7%
Share of funded loans charged off
Jobs supported (reported)
207
Programs
7(a)
Where Incommons Bank NA lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 5 | $7.5M |
| West Virginia | 1 | $1.2M |
What Incommons Bank NA funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 3 | $5.7M |
| Wholesale Trade | 2 | $2.6M |
| Retail Trade | 1 | $397K |
Incommons Bank NA SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 1 | $812K |
| 2022 | 1 | $2.1M |
| 2023 | 2 | $1.6M |
| 2024 | 2 | $4.2M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Incommons Bank NA's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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