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Independent Bank d/b/a Independent Financial

Independent Bank d/b/a Independent Financial appears in the public SBA loan data with 13 funded 7(a) loans since FY2010, totaling $3.8M, an average of $289K per loan, and an estimated 201 jobs supported. Its SBA lending concentrates in Colorado and the Manufacturing sector. With only 13 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record. 7.7% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
13
Since FY2010
Total volume
$3.8M
Average loan size
$289K
7(a) charge-off rate
Insufficient data
Only 13 7(a) loans in the data
Jobs supported (reported)
201
Programs
7(a)

Is Independent Bank d/b/a Independent Financial the right lender for you?

Independent Bank d/b/a Independent Financial appears in the SBA record with 13 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Independent Bank d/b/a Independent Financial lends

Top states by funded SBA volume.

StateLoansTotal volume
Colorado 13 $3.8M

What Independent Bank d/b/a Independent Financial funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Manufacturing 2 $1.7M
Retail Trade 2 $534K
Health Care and Social Assistance 2 $391K
Accommodation and Food Services 1 $388K
Other Services 2 $322K
Construction 1 $250K

Independent Bank d/b/a Independent Financial SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20101$250K
20112$455K
20121$320K
20132$322K
20143$1.7M
20164$687K

Related SBA lenders

Other lenders active in Colorado or in Manufacturing.

Comparing lenders? See how to choose an SBA lender by track record.

Independent Bank d/b/a Independent Financial: frequently asked questions

Does Independent Bank d/b/a Independent Financial offer SBA loans?

Yes. Independent Bank d/b/a Independent Financial appears in the public SBA data with 13 funded SBA 7(a) loans totaling $3.8M.

How many SBA loans has Independent Bank d/b/a Independent Financial made?

Independent Bank d/b/a Independent Financial is associated with 13 SBA 7(a) loans totaling $3.8M in the public SBA data (as of 2026-03-31).

What is Independent Bank d/b/a Independent Financial's SBA charge-off rate?

Independent Bank d/b/a Independent Financial appears with only 13 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Independent Bank d/b/a Independent Financial do most of its SBA lending?

Independent Bank d/b/a Independent Financial's SBA lending in the data is most concentrated in Colorado, and by industry in Manufacturing.

Is Independent Bank d/b/a Independent Financial an SBA Preferred Lender (PLP)?

The loan record shows Independent Bank d/b/a Independent Financial operating under PLP delegated authority: 1 of its 7(a) loans (7.7%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Independent Bank d/b/a Independent Financial

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Independent Bank d/b/a Independent Financial's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Independent Bank d/b/a Independent Financial SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/independent-bank-d-b-a-independent-financial/

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