SBA lender profile
Institute Capital, Inc.
Institute Capital, Inc. appears in the public SBA loan data with 16 funded 7(a) loans since FY2010, totaling $2.7M, an average of $168K per loan, and an estimated 137 jobs supported. Its SBA lending concentrates in North Carolina and the Accommodation and Food Services sector. With only 16 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record. 43.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Institute Capital, Inc. the right lender for you?
Institute Capital, Inc. appears in the SBA record with 16 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Institute Capital, Inc. lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 13 | $1.8M |
| Virginia | 2 | $595K |
| South Carolina | 1 | $300K |
What Institute Capital, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 3 | $945K |
| Health Care and Social Assistance | 3 | $693K |
| Transportation and Warehousing | 4 | $381K |
| Other Services | 2 | $333K |
| Retail Trade | 1 | $170K |
| Administrative and Support | 1 | $73K |
Institute Capital, Inc. SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2024 | 3 | $856K |
| 2025 | 9 | $1.0M |
| 2026 | 4 | $815K |
Related SBA lenders
Other lenders active in North Carolina or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Institute Capital, Inc.: frequently asked questions
Does Institute Capital, Inc. offer SBA loans?
Yes. Institute Capital, Inc. appears in the public SBA data with 16 funded SBA 7(a) loans totaling $2.7M.
How many SBA loans has Institute Capital, Inc. made?
Institute Capital, Inc. is associated with 16 SBA 7(a) loans totaling $2.7M in the public SBA data (as of 2026-03-31).
What is Institute Capital, Inc.'s SBA charge-off rate?
Institute Capital, Inc. appears with only 16 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Institute Capital, Inc. do most of its SBA lending?
Institute Capital, Inc.'s SBA lending in the data is most concentrated in North Carolina, and by industry in Accommodation and Food Services.
Is Institute Capital, Inc. an SBA Preferred Lender (PLP)?
The loan record shows Institute Capital, Inc. operating under PLP delegated authority: 7 of its 7(a) loans (43.8%) were processed through the Preferred Lenders Program, including 7 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Institute Capital, Inc. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/institute-capital-inc/
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