Independent reference built on public SBA FOIA loan data. Not affiliated with the U.S. Small Business Administration.

SBA Loan Index

Search the index

Search every lender, state, district, industry, franchise, guide, study, and tool. Runs on the published site.

SBA lender profile

Kirkwood Bank and Trust Co

Kirkwood Bank and Trust Co appears in the public SBA loan data with 7 funded 7(a) loans since FY2010, totaling $1.8M, an average of $263K per loan, and an estimated 98 jobs supported. Its SBA lending concentrates in North Dakota and the Arts, Entertainment, Recreation sector. With only 7 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
7
Since FY2010
Total volume
$1.8M
Average loan size
$263K
7(a) charge-off rate
Insufficient data
Only 7 7(a) loans in the data
Jobs supported (reported)
98
Programs
7(a)

Is Kirkwood Bank and Trust Co the right lender for you?

Kirkwood Bank and Trust Co appears in the SBA record with 7 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

See which SBA lenders fund businesses like yours →

Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Where Kirkwood Bank and Trust Co lends

Top states by funded SBA volume.

StateLoansTotal volume
North Dakota 7 $1.8M

Metro areas where Kirkwood Bank and Trust Co funds

What Kirkwood Bank and Trust Co funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Arts, Entertainment, Recreation 1 $768K
Construction 4 $476K
Manufacturing 1 $350K
Retail Trade 1 $250K

Kirkwood Bank and Trust Co SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20101$768K
20133$446K
20141$180K
20171$100K
20181$350K

Related SBA lenders

Other lenders active in North Dakota or in Arts, Entertainment, Recreation.

Comparing lenders? See how to choose an SBA lender by track record.

Kirkwood Bank and Trust Co: frequently asked questions

Does Kirkwood Bank and Trust Co offer SBA loans?

Yes. Kirkwood Bank and Trust Co appears in the public SBA data with 7 funded SBA 7(a) loans totaling $1.8M.

How many SBA loans has Kirkwood Bank and Trust Co made?

Kirkwood Bank and Trust Co is associated with 7 SBA 7(a) loans totaling $1.8M in the public SBA data (as of 2026-03-31).

What is Kirkwood Bank and Trust Co's SBA charge-off rate?

Kirkwood Bank and Trust Co appears with only 7 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Kirkwood Bank and Trust Co do most of its SBA lending?

Kirkwood Bank and Trust Co's SBA lending in the data is most concentrated in North Dakota, and by industry in Arts, Entertainment, Recreation.

For Kirkwood Bank and Trust Co

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

Request your institution's benchmarking →
Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Kirkwood Bank and Trust Co's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Kirkwood Bank and Trust Co SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/kirkwood-bank-and-trust-co/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

Looking for a lender like this?

Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.

Get matched with lenders

Get SBA lending trends in your inbox

Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.

We use your email only to send lending-trend updates. See our privacy policy.