SBA lender profile
Lake-Osceola State Bank
Lake-Osceola State Bank appears in the public SBA loan data with 1 funded 7(a) loan totaling $1.2M, an average of $1.2M per loan, and an estimated 10 jobs supported. Its SBA lending concentrates in Michigan and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
1
Total volume
$1.2M
Average loan size
$1.2M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
10
Programs
7(a)
Bank profile
via FDIC- Total assets
- $481M
- Headquarters
- Baldwin, MI
- FDIC cert
- #8172
- Status
- Active
Where Lake-Osceola State Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Michigan | 1 | $1.2M |
What Lake-Osceola State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 1 | $1.2M |
Lake-Osceola State Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $1.2M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Lake-Osceola State Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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