SBA lender profile
Lone Star National Bank
Lone Star National Bank appears in the public SBA loan data with 165 funded 7(a) loans since FY2010, totaling $47.7M, an average of $289K per loan, and an estimated 2,390 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 11.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 36
- Scale 58
- Activity 61
- Consistency 80
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Lone Star National Bank the right lender for you?
Lenders fund what they know. Lone Star National Bank's SBA lending concentrates in Texas (165 loans) and Accommodation and Food Services (33 loans), at an average loan of $289K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $3.4B
- Headquarters
- Pharr, TX
- FDIC cert
- #24347
- Status
- Active
Where Lone Star National Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 165 | $47.7M |
Metro areas where Lone Star National Bank funds
What Lone Star National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 33 | $10.8M |
| Health Care and Social Assistance | 42 | $10.2M |
| Arts, Entertainment, Recreation | 10 | $6.1M |
| Retail Trade | 18 | $4.8M |
| Manufacturing | 8 | $4.7M |
| Transportation and Warehousing | 12 | $2.5M |
Lone Star National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 7 | $2.5M |
| 2011 | 7 | $3.8M |
| 2012 | 12 | $3.3M |
| 2013 | 13 | $6.0M |
| 2014 | 17 | $3.5M |
| 2015 | 22 | $7.2M |
| 2016 | 5 | $2.5M |
| 2017 | 7 | $1.1M |
| 2018 | 5 | $853K |
| 2019 | 4 | $880K |
| 2020 | 3 | $793K |
| 2021 | 5 | $1.3M |
| 2022 | 8 | $2.4M |
| 2023 | 5 | $1.6M |
| 2024 | 13 | $3.0M |
| 2025 | 32 | $7.0M |
Related SBA lenders
Other lenders active in Texas or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Lone Star National Bank: frequently asked questions
Does Lone Star National Bank offer SBA loans?
Yes. Lone Star National Bank appears in the public SBA data with 165 funded SBA 7(a) loans totaling $47.7M.
How many SBA loans has Lone Star National Bank made?
Lone Star National Bank is associated with 165 SBA 7(a) loans totaling $47.7M in the public SBA data (as of 2026-03-31).
What is Lone Star National Bank's SBA charge-off rate?
About 11.5% of Lone Star National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Lone Star National Bank do most of its SBA lending?
Lone Star National Bank's SBA lending in the data is most concentrated in Texas, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Lone Star National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/lone-star-national-bank/
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