SBA lending by metro area
SBA lenders in Brownsville, TX
Which lenders fund Brownsville-area businesses, how much, and how the market compares with Texas: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Brownsville area
Ranked by SBA volume funded to businesses located in the Brownsville metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | PNC Bank, National Association | 219 | $18.1M | $82K | 6.39% |
| 2 | PlainsCapital Bank | 17 | $12.1M | $714K | not reported |
| 3 | Brownsville Local Development Company, Inc. | 18 | $10.8M | $600K | not reported |
| 4 | Enterprise Bank & Trust | 6 | $9.1M | $1.5M | not reported |
| 5 | JPMorgan Chase Bank, National Association | 43 | $7.2M | $168K | 0.00% |
| 6 | Live Oak Banking Company | 5 | $6.6M | $1.3M | not reported |
| 7 | Celtic Bank Corporation | 6 | $6.6M | $1.1M | not reported |
| 8 | Lone Star National Bank | 19 | $5.0M | $264K | not reported |
| 9 | Bank of America, National Association | 5 | $4.8M | $966K | not reported |
| 10 | Wells Fargo Bank National Association | 74 | $4.3M | $58K | 5.41% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Brownsville compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Brownsville area | $50K ▼ 80.0% | 5.0% ▼ 2.4 pts |
| Texas | $250K | 7.4% |
| United States | $179K | 11.2% |
What gets funded in Brownsville
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 71 | $49.5M |
| Retail Trade | 76 | $22.8M |
| Health Care and Social Assistance | 89 | $13.7M |
| Agriculture, Forestry, Fishing | 10 | $13.3M |
| Construction | 69 | $11.1M |
| Transportation and Warehousing | 63 | $8.1M |
| Other Services | 51 | $7.2M |
| Manufacturing | 31 | $5.9M |
SBA lending in Brownsville by year
Geography, precisely
"Brownsville area" here means the Brownsville-Harlingen, TX metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Cameron County, TX. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.