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SBA lender profile

Mercer County State Bank

Mercer County State Bank appears in the public SBA loan data with 13 funded 7(a) loans since FY2010, totaling $3.1M, an average of $239K per loan, and an estimated 123 jobs supported. Its SBA lending concentrates in Pennsylvania and the Manufacturing sector. With only 13 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
13
Since FY2010
Total volume
$3.1M
Average loan size
$239K
7(a) charge-off rate
Insufficient data
Only 13 7(a) loans in the data
Jobs supported (reported)
123
Programs
7(a)

Is Mercer County State Bank the right lender for you?

Mercer County State Bank appears in the SBA record with 13 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Mercer County State Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Pennsylvania 13 $3.1M

Metro areas where Mercer County State Bank funds

What Mercer County State Bank funds

Top industries by funded SBA volume.

Mercer County State Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20105$709K
20111$70K
20124$1.9M
20131$215K
20141$140K
20171$50K

Related SBA lenders

Other lenders active in Pennsylvania or in Manufacturing.

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Mercer County State Bank: frequently asked questions

Does Mercer County State Bank offer SBA loans?

Yes. Mercer County State Bank appears in the public SBA data with 13 funded SBA 7(a) loans totaling $3.1M.

How many SBA loans has Mercer County State Bank made?

Mercer County State Bank is associated with 13 SBA 7(a) loans totaling $3.1M in the public SBA data (as of 2026-03-31).

What is Mercer County State Bank's SBA charge-off rate?

Mercer County State Bank appears with only 13 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Mercer County State Bank do most of its SBA lending?

Mercer County State Bank's SBA lending in the data is most concentrated in Pennsylvania, and by industry in Manufacturing.

For Mercer County State Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Mercer County State Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Mercer County State Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/mercer-county-state-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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