SBA lending by metro area
SBA lenders in Lansing, MI
Which lenders fund Lansing-area businesses, how much, and how the market compares with Michigan: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Lansing area
Ranked by SBA volume funded to businesses located in the Lansing metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 578 | $100.6M | $174K | 3.81% |
| 2 | Michigan Certified Development Corporation | 140 | $76.9M | $549K | not reported |
| 3 | Capitol National Bank | 72 | $31.2M | $433K | 5.56% |
| 4 | The Dart Bank | 33 | $25.1M | $760K | 3.03% |
| 5 | Fifth Third Bank | 52 | $20.2M | $388K | 5.77% |
| 6 | Live Oak Banking Company | 17 | $19.7M | $1.2M | not reported |
| 7 | Michigan State University Federal Credit Union | 87 | $16.0M | $184K | 4.60% |
| 8 | Commercial Bank | 26 | $11.7M | $451K | 7.69% |
| 9 | Eaton Community Bank | 19 | $10.0M | $526K | not reported |
| 10 | PNC Bank, National Association | 37 | $10.0M | $269K | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Lansing compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Lansing area | $150K ▲ 20.0% | 10.6% ▲ 2.4 pts |
| Michigan | $125K | 8.3% |
| United States | $179K | 11.2% |
What gets funded in Lansing
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 214 | $128.5M |
| Retail Trade | 194 | $73.5M |
| Health Care and Social Assistance | 153 | $62.7M |
| Other Services | 114 | $54.0M |
| Manufacturing | 107 | $39.9M |
| Professional and Technical Services | 105 | $33.5M |
| Construction | 136 | $33.0M |
| Arts, Entertainment, Recreation | 59 | $29.5M |
SBA lending in Lansing by year
Geography, precisely
"Lansing area" here means the Lansing-East Lansing, MI metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Clinton County, MI; Eaton County, MI; Ingham County, MI. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.